Young people design safer digital finance for their generation

Technology Is Redefining Financial Inclusion Financial services in the US are more inclusive today than at any point in history. The driver is policy+technology. Digital tools have made education, accessibility, and affordability possible for groups that were once locked out. A few shifts stand out: Access: Smartphones and broadband give millions the ability to open accounts, manage savings, or invest for the first time. Education: Digital delivery helps scale financial literacy, something the industry often overlooked. Pew reports 82% of adults with broadband engage in self-learning. Affordability: Technology lowers transaction costs, opening markets once reserved for the wealthy to everyday investors. Trust: Data shows underrepresented groups often trust tech more than traditional institutions—reinforcing the importance of digital-first models. The cost of not investing in this is massive. The US National Financial Educators Council estimates lack of financial literacy cost Americans $388B in 2023. At WIL, we believe financial inclusion is also a business opportunity. Digital infrastructure, AI-driven education, and scalable platforms give financial institutions a way to reach, educate, and serve at scale. The real question isn’t whether inclusion is possible, it’s how quickly we can embed it into the financial system’s core. DM me if you’d like to see how we’re building financial tech frameworks that combine scale, compliance, and accessibility. #FinancialInclusion #FinTech #DigitalTransformation #BankingInnovation #AIinFinance #FinancialLiteracy #WealthTech #FutureOfFinance #DigitalBanking #TechForGood #FinancialServices #Innovation

Financial education will be a key theme at next year’s Ideal Home Show Scotland thanks to an exciting new initiative led by Scottish fintech MoneyMatiX: Inclusive Financial Education. In May 2026, the consumer show will launch a dedicated “Money Village”, designed to give thousands of visitors the financial tools, knowledge and advice they’ve been asking for. Read what Tynah Matembe DEEU, Founder of MoneyMatix, says in our latest blog: https://lnkd.in/eqCgGP_M

Financial inclusion in Latin America has reached new heights—but the next decade will be defined by what people do with that access. Galileo explores how fintechs can drive the next stage of inclusion through proactive, AI-powered financial education—turning account holders into confident, engaged financial participants. https://lnkd.in/eA5Huik9 #FinancialInclusion #FintechInnovation

🚨 New drop: The Miseducation of Financial Technology — Track 3 🚨 🎶 Owning the Rails Black and Brown communities aren’t just using fintech. They’re ready to own the rails that power it. For too long, the conversation has centered on persuading legacy institutions to serve overlooked communities. But history shows us: when underestimated people lead, the world has to catch up. This track explores what it means to move beyond being end-users and workforce employees — into becoming the builders of regenerative systems of ownership and trust. 👉🏾Read Track 3 here: https://lnkd.in/eJ5BJjar #Fintech #FinancialInclusion #HBCUs #Innovation #CommunityFinance

#Data reveals the transformational power of digital technology in financial inclusion worldwide! The World Bank's Global Findex Database 2025 presents compelling evidence: 79% of adults globally now have a financial account, up from 51% in 2011, fueled largely by mobile money in regions like Sub-Saharan Africa and Latin America. Mobile phones, owned by 86% of adults, have become pivotal access points for digital financial services, sparking significant growth in formal savings, digital payments, and narrowing gender gaps in account ownership. This dataset underscores how connectivity and digital tools systematically break down barriers to financial access, empowering individuals economically and driving resilience. Yet, the data also highlights ongoing challenges: 1.3 billion adults remain unbanked, and financial resilience is yet to reach a majority in low- and middle-income economies. These insights illustrate the critical role of data in identifying progress and pinpointing where efforts must focus next. For anyone in data, fintech, or policy roles, this report is an essential roadmap to accelerating inclusive growth through digital innovation. #DataScience #FinancialInclusion #MobileMoney #DigitalTransformation #GlobalFindex2025 #EconomicEmpowerment #DigitalEconom

Industries like fintech are full of buzzwords, acronyms, and technical terms, making it feel daunting to those just starting out… The truth? A few months ago, some of us hadn’t heard of them either. Fintech 101 will unpack these terms, put them into context, and point you to the wider industry discussion and a range of accessible resources! Through this series, we hope to make the industry more approachable and accessible for students and young professionals ready to dive in, spark conversations, and build their own pathway! Stay tuned for our weekly posts – your fintech dictionary 🏦📚🌟 Co-Labs Global #youthcommunity #fintech #fintech101 #education #financialservices

Thank you to everyone who joined our UKFin+ Network Collaborative Online Workshop on RegTech and Resilience this afternoon. The session brought together academics and industry professionals for a lively and insightful discussion on some of the most pressing challenges in regulatory technology and financial resilience. The workshop explored emerging themes around AI governance, sustainability, and economic crime, looking at how technology, data, and collaboration can help build a more resilient and trustworthy financial system. The discussions highlighted the importance of ethical innovation, shared accountability, and cross-sector partnerships in addressing complex, interconnected risks. Special thanks to John Vines and Sarah Sinclair from Co-Labs Global for so brilliantly organising the workshop and facilitating the discussions with such insight and energy. We’re also very grateful to our excellent panellists - Devraj Basu, Scott Moncur, Annabel Gillard, Jane Jee, and Annabel Nelson for sharing their expertise and sparking thoughtful debate throughout the session. The aim of the workshop was to identify potential research topics and collaborative pathways to tackle some of the critical issues facing the RegTech and Resilience space. Events like this truly reflect the mission of UKFin+: connecting academia, industry, and policymakers to co-create solutions to the wicked problems shaping the future of financial services. #UKFinPlus #RegTech #Resilience #Innovation #Collaboration #FinancialServices #Research #AI #Compliance #Sustainability

It was great to take part in the UKFin+ Collaborative Workshop on RegTech and Resilience, which brought together such a knowledgeable and diverse group of people to discuss the future of regulation, innovation, and trust in financial services. I had the chance to join Jane Jee's breakout sessions on economic crime. Our breakout discussion focused on how smarter use of technology and stronger regulatory collaboration can help prevent fraud and financial abuse. We explored the importance of data sharing, ethical AI, and building greater trust and accountability across the financial ecosystem to make real progress in this space. The themes that emerged around responsible innovation, collaboration, and resilience will shape conversations for the foreseeable future. I will share a full article soon with key takeaways and reflections from the day soon. #UKFinPlus #RegTech #Resilience #Collaboration #Innovation #FinancialServices #EconomicCrime #Research #Compliance #AI

🌍 What if everyone had equal access to the tools to build a better financial future? 💳✨Our new post “A Guide to Financial Inclusion” dives deep into how fintech is closing the gap, empowering underserved communities, and making financial systems truly for everyone. 🔥 From mobile banking to microfinance, this guide explores real initiatives transforming access to money worldwide and what still stands in the way. 🔗 Read the full piece here: https://lnkd.in/dXTsHv67 #FinancialInclusion #FintechForGood #DigitalBanking #Microfinance #FinancialLiteracy #Inclusion #ImpactFintech #GlobalFintechMarket

Big Issue, a Citi Foundation grantee in the UK, is working at the intersection of financial and digital inclusion to help its communities achieve greater economic progress. Through its programming, the organization has provided guidance for digital skills, issued smartphones and data plans for digital access and helped address other financial challenges such as setting up bank accounts. Read more about the Big Issue Group and its efforts here: https://on.citi/3KA1P6R