Anders Rundgren’s Post

The EU’s new instant payments regulation marks a major milestone for financial services – but also brings significant infrastructure and operational challenges.   Grant Harper, Global Lead for Financial Services at ITRS, shares his thoughts with Madhvi Sonia at Finextra on the importance of IT resilience under the new regime and why having a “single pane of glass view across the IT estate” is now critical for tech teams.   🔗 Read the full article: https://lnkd.in/eztfwVKP     #SEPAInstant #InstantPayments

🚀 New Polling Shows Digital Payments are Critical to Small Businesses Small businesses around the world rely on digital payment systems to grow, compete, and reach new markets, but barriers remain. The Global Innovation Forum and the National Foreign Trade Council Foundation, in partnership with Block, released new polling by Morning Consult that highlights how small and medium-sized businesses (SMBs) across the U.S., EU, Canada, and Australia view digital payments as essential to their success. Key insights: ✅ Over half of small businesses cite faster transactions, improved cash flow and increased customer satisfaction as the biggest benefits of digital payments 💳 71% rank credit & debit card networks as their most-used, most-valued payment methods 🔐 Most SMBs are already confident in their current digital payment systems, and 88% believe further policy tweaks on security would help solidify their trust. 🔗 Top policy needs: interoperability and simpler compliance Read the full findings here: https://lnkd.in/eQacAex7 #DigitalPayments #SmallBusiness #Innovation #GlobalTrade #Policy #Fintech

The future of money movement is continuing to progress ⏱️ As Harsh Sinha explains below, we’re encouraged to see the latest potential step forward on #payments modernization in the US 🇺🇸 Our #G20 report, published last week, ranks countries by #transparency and modernisation in cross-border payments and notes the US has progress to make in its direct access framework - and hopefully there's more to come. Delve into Wise’s G20 report 2025: https://wi.se/repostpr https://lnkd.in/eqM8gGHh

Regulatory pressure just flipped, and the future of UK & EU fintech is up for grabs. Here’s what’s actually happening: • PSD2 tripled open banking growth, but costly rollouts and patchy non-bank rules left room for improvement. Now? PSD3 and FIDA are resetting the stage for smarter, more consistent innovation. • MiCA’s EU-wide launch means crypto firms finally get one CASP license to play everywhere. Goodbye, endless red tape. Hello, real opportunity to scale (if you’re ready to move fast). • The UK still leads funding (56% of all deals), but regulatory drag risks driving visionaries to nimbler markets if reforms stall out. • Cross-border payments and API-driven ecosystems are evolving fast. True scale depends on both compliance execution and relentless customer focus. The upshot: Regulation is no longer just a checkbox: it’s your edge or your bottleneck. The winners? Teams able to pivot quickly, adapt to new rules, and still deliver customer value. So: are you fighting fires or building the next standout brand? Finative’s latest blog breaks down the practical playbook for scaling faster and building stronger compliance foundations (no matter your starting point). DM for a  chat

🌍 Master Multi-Currency Pricing for Global Clients 🌍 In this YouTube Short, I reveal how to confidently price your services for international clients and get paid in multiple currencies—so you can scale your business globally and earn beyond U.S. borders. 💼✨ You’ll learn how to: 💱 Create a multi-currency pricing strategy that attracts global clients 🌐 Use international payment tools like Stripe, Wise, and Payoneer for seamless transactions 💡 Build global income streams that create financial freedom and business scalability It’s time to stop relying solely on the U.S. dollar and start building a business that earns worldwide. 🎥 Watch the full video now → https://lnkd.in/gm54kPaz

A big deadline is approaching for MSBs in Europe. By tomorrow, 9th October 2025, the EU’s Instant Payments Regulation (IPR) has mandated that all payment service providers (PSPs) in the eurozone must: 💶 Be able to send instant payments within SEPA ✅ Offer Verification of Payee (VoP) - a tool that checks account names before a transfer goes through 💡 Why it matters: This move will make instant transfers the new normal in Europe, boosting transparency and reducing fraud. For payment providers and fintechs, it’s a clear signal that compliance and speed are no longer optional, they’re expected. 🌍 The ripple effect? Expect faster, safer payments beyond the EU, as more regions are likely to adopt similar frameworks. #WhatsGoingOnInPayments #CrossBorderPayments #Remittances

🇪🇺 𝐈𝐬 𝐄𝐮𝐫𝐨𝐩𝐞 𝐟𝐢𝐧𝐚𝐥𝐥𝐲 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐢𝐭𝐬 𝐨𝐰𝐧 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐮𝐧𝐢𝐨𝐧? EuroPA | European Payments Alliance marks a major step toward interoperability across the continent. With founding members BANCOMAT, Bizum, and SIBS, and new partners Vipps MobilePay, BLIK, and DIAS, EuroPA now connects 100+ million users across 10 countries. In an exclusive The Paypers feature, leaders from each alliance member share insights on: 💡 The path to instant payments interoperability; ⚙️ Aligning with the EU’s Instant Payments Regulation and PSD3; 🏦 Balancing innovation with European sovereignty; 🌍 Building an alternative to global card schemes. “𝘞𝘦’𝘳𝘦 𝘨𝘪𝘷𝘪𝘯𝘨 𝘤𝘰𝘯𝘴𝘶𝘮𝘦𝘳𝘴 𝘵𝘩𝘦 𝘢𝘣𝘪𝘭𝘪𝘵𝘺 𝘵𝘰 𝘱𝘢𝘺 𝘢𝘣𝘳𝘰𝘢𝘥 𝘫𝘶𝘴𝘵 𝘢𝘴 𝘵𝘩𝘦𝘺 𝘥𝘰 𝘢𝘵 𝘩𝘰𝘮𝘦,” says an article contributor. Find out who by reading the full story. Explore how EuroPA could redefine the future of European payments 👇 🔗 https://lnkd.in/dvgUhyiy #Payments #Fintech #InstantPayments #EuroPA #A2A #Interoperability #DigitalFinance #ThePaypers #Europe

 Powering Global Expansion with Smarter Payment Infrastructure Expanding globally is exciting — but it comes with complexities most businesses underestimate. Currency conversion, cross-border settlement delays, regional compliance laws — they can all become barriers if not managed intelligently. The answer lies in a smart, adaptive payment infrastructure that makes international growth feel local. At BoxCharge, we specialize in simplifying global payments. Through our network of international acquiring partners and localized routing, we make sure businesses can accept payments seamlessly, regardless of where their customers are. Whether you’re scaling into Europe, Asia, or the Middle East, BoxCharge ensures your transactions stay fast, compliant, and cost-efficient. What sets us apart is our focus on visibility and control. Our clients enjoy full transparency on their settlements, chargebacks, and conversions — because true empowerment comes from understanding your financial ecosystem. Global expansion isn’t just about geography anymore — it’s about financial connectivity. And with BoxCharge, that connectivity becomes your strongest competitive advantage.

Tomorrow, the 21st of October, the US Federal Reserve is doing something it’s rarely done before: it’s inviting the people behind stablecoins, and other digital assets into a real conversation about the future of money. At the Payments Innovation Conference, the Fed and industry leaders are finally sitting down to talk about what our financial system might look like if stablecoins and blockchain tech become part of everyday payments. This all feels like it’s happening fast. Just a few months ago, the GENIUS Act made stablecoin regulation clearer—and suddenly, what used to sound like science fiction is turning into boardroom plans. In recent weeks alone, the chatter around stablecoins has shifted: now CEOs and tech decision-makers are asking, “How soon can we make this happen for our business?” Why Cross-border Payments Matter ? The big opportunity here is cross-border payments—sending money around the world quickly and cheaply. Companies like Circle (USDC) and Tether (USDT) have already shown what’s possible, and now giants like Visa and PayPal are jumping in. PayPal even launched its own stablecoin, PUSD, meant for moving money across countries. Circle’s new Payments Network might point the way, showing us how a stablecoin-based system could make international payments smoother, faster, and more transparent—nothing like today’s tangle of slow banks and hidden fees. What’s Still Hard? Here’s the thing: it’s incredibly easy to launch a stablecoin today. But making it truly useful—so people can receive, store, and spend it without headaches—is still tough. Anybody can “mint” tokens, but that’s not the same as building something you’d actually use at a cash register or in your phone’s wallet. I see this up close with clients all the time. The tech is ready, but connecting this new tech to the old-school payments infrastructure—that’s where so many projects stall. If companies don’t have a smart strategy from day one, their “next big thing” never gets past the planning stage. What’s Coming Next? Expect loads of new stablecoins next year. But here’s the sobering reality: most will struggle to become genuinely useful. The few that figure out how to bridge new digital money with what people already use—whether that’s banks or apps—will quietly change the way payments work for everyone. It won’t be a dramatic revolution, but for a lot of us, it’ll feel like one day, money just moves faster. #payments #Innovation #stablecoins #Accenture #reinvention Link to the Payments Innovation Conference : https://lnkd.in/gfCZWRH7

Regulatory pressure just flipped, and the future of UK & EU fintech is up for grabs. Here’s what’s actually happening: • PSD2 tripled open banking growth, but costly rollouts and patchy non-bank rules left room for improvement. Now? PSD3 and FIDA are resetting the stage for smarter, more consistent innovation. • MiCA’s EU-wide launch means crypto firms finally get one CASP license to play everywhere. Goodbye, endless red tape. Hello, real opportunity to scale (if you’re ready to move fast). • The UK still leads funding (56% of all deals), but regulatory drag risks driving visionaries to nimbler markets if reforms stall out. • Cross-border payments and API-driven ecosystems are evolving fast. True scale depends on both compliance execution and relentless customer focus. The upshot: Regulation is no longer just a checkbox: it’s your edge or your bottleneck. The winners? Teams able to pivot quickly, adapt to new rules, and still deliver customer value. So: are you fighting fires or building the next standout brand? Finative’s latest blog breaks down the practical playbook for scaling faster and building stronger compliance foundations (no matter your starting point). DM me for