Sean Hamer, PMP

U.S. Bank Leverages Gen AI for Banking Services U.S. Bank is deploying Gen AI to enhance banking services, from smarter product recommendations and fraud detection to improved small business support and customer experience. https://lnkd.in/eeG9wVbs Shruti Patel #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews #GenAI #DigitalBanking #CustomerExperience

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🚨 Digital Banking news: MANTL, an Alkami solution team, has partnered with Taktile to help community banks and credit unions modernize credit decisioning. The new integration automates underwriting, reduces manual reviews, and enables institutions to launch and update credit policies in real time. By bringing together MANTL’s origination technology with Taktile’s decisioning platform, financial institutions gain the flexibility to scale loan growth while maintaining rigorous risk oversight. This collaboration underscores Alkami’s commitment to equipping banks and credit unions with innovative yet practical tools to drive efficiency and support long-term growth. Read the full release: https://lnkd.in/dy6y33gC #CommunityBanking #CreditUnions #BankingInnovation #FinancialTechnology

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Instant payments are gaining momentum, and The Clearing House is leading the way. In this American Banker interview with Chana Zimmerman, Selcuk Karakaplan, Chief Strategy Officer at The Clearing House, shares how the RTP® network now accounts for 98% of U.S. instant payments, with over 1,000 banks and credit unions live on the system. With strong growth in use cases like loan disbursements, earned wage access, A2A, and merchant settlement, adoption is accelerating. Sal also highlights innovation around fraud prevention and The Clearing House's Token Service. https://lnkd.in/enykr_fx  

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The question is no longer if credit unions should adopt AI; it’s how fast they can. Chad Wilcox, CCUE, Senior VP of Lending at Credit Union of Colorado, shares a powerful perspective on why forward-thinking lenders are turning to AI. In his words, embracing AI isn't just about keeping up, it’s about unlocking deeper member insights, faster decisioning, and smarter risk management. Chad’s insights are a timely reminder that AI isn’t just a tech upgrade, it’s a strategic imperative for credit unions focused on long-term member value. #Credit #AI #CreditUnions #LendingInnovation #AIinLending #DigitalTransformation #ScienapticAI

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In this BAI Banking Strategies Q&A, @Erin Wynn discusses where #banks and #creditunions can step in with meaningful impact. From AI-driven financial wellness tools to more flexible, extensible platforms, Candescent is helping institutions adapt faster - and deliver more value to both consumers and businesses. Check out the full piece here: https://lnkd.in/gdPQA2Hz

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In today’s fast-moving payments landscape, banks need infrastructure that’s not just modern—it needs to be resilient, secure, and adaptable. Bill Farris, ACI’s Head of Issuing & Acquiring, recently published an op-ed exploring how ACI is helping financial institutions evolve with confidence. From BASE24 to ACI Connetic, our legacy of innovation continues to shape the future of payments. Whether it’s real-time processing, cloud-native architecture, or embedded fraud detection, resilience is at the core of everything we do. 📖 Read the full piece on Finextra: https://aciw.co/46XvAr9 #PaymentsInnovation #ResilientInfrastructure #DigitalTransformation #CloudPayments #FintechLeadership

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Not all instant payments partners are created equal. Leading banks and credit unions ask the tough questions before choosing for #FedNow and #RTP. Here are 10 you shouldn’t skip - read our blog. https://lnkd.in/eNm233TM #instantpayments #bankinnovation

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What do U.S. tariffs mean for credit unions in the U.S. and abroad? 🇺🇸🌍 In Episode 52 of the Global Credit Union Podcast, we talk with: - Curt Long, Chief Economist & VP of Data & Research, America’s Credit Unions - David Malone, CEO, Irish League of Credit Unions They share insights on economic indicators and consumer sentiment that have already emerged. 🎧 A timely episode you don’t want to miss! https://lnkd.in/evCH8x5

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