Meet Kevin Paffrath

🏡✨ Big Changes Mean BIGGER Benefits for You! ✨🏡 At eXp, we believe in transparency, trust, and your success! The recent NAR settlement is shaking things up in a way that enhances clarity and builds stronger relationships between agents and clients. 🤝🌟 The settlement means clearer communication, defined responsibilities, and a greater focus on YOUR needs—whether you're buying your dream home or selling with confidence! Here's what this means for YOU: 💬 More Open Conversations: You'll know exactly where you stand, every step of the way. 🔍 Greater Transparency: Understanding fees and agent responsibilities has never been easier. 🏆 Stronger Relationships: With clarity and honesty, we can build trust that lasts! Have questions about how these changes impact your buying or selling journey? Let's chat! ⬇️ What do you value most in a real estate transaction? 🏠 Drop a comment below or DM me to discuss how this new level of transparency can work for YOU! 📝 #eXp #eXplife #realestate #realestatelife #trust #transparency #realestatenews #luxuryhomes #clientconfidence

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What is NAR'S Clear Cooperation Policy? Please click the link below, Robert Reffkin explains why this is NOT in the Seller and Buyers best interest. Robert is a huge advocate for all of us, including YOU! https://lnkd.in/gE46DV7B This sums it up, take a listen. Conflict "The Clear Cooperation Policy forces Realtors to comply with MLS-mandated rules even when they conflict with the first sentence of the first article in the Code of Ethics. Clear Cooperation can require Realtors to act against their clients’ best interests when clients want to market their homes publicly for more than one day without placing them on the MLS. The assumption that every client desires maximum exposure for their listing is mistaken: Many clients don’t believe that more exposure equals a higher price. If more exposure equals a higher price, why do home builders sell hundreds of thousands of homes off-MLS each year? If more exposure equals a higher price, why do hundreds of thousands of companies not sell their products on Amazon, where there is the most exposure? Some clients care more about privacy than price. They shouldn’t be forced to surrender their privacy to sell their home. Examples where the client may not want to market on the MLS A family member is seriously ill, and the family wishes to maintain privacy to avoid additional stress. A couple going through a divorce prefers to avoid public attention until their affairs are settled. An individual is moving for a confidential job opportunity. The property is undergoing recommended improvements; the owner wants feedback on how the improvements may impact sales price before showcasing it to potential buyers. Sellers want to test the asking price privately without accumulating unnecessary “days on market.” In these instances, Realtors must question whether complying with the Clear Cooperation Policy is truly in line with their ethical responsibilities. Realtors must balance marketing and cooperation on the MLS with the duty to prioritize their clients’ best interests. When these two priorities conflict, client interests must precede MLS policy. Moreover, state law says, “A seller’s agent has, without limitation, the following fiduciary duties to the seller: reasonable care, undivided loyalty, confidentiality, full disclosure, obedience and duty to account.” Clear Cooperation is forcing agents to break the law (fiduciary duty) by forcing them to push their clients to list in the MLS, even if their clients believe that marketing outside the MLS will result in a higher price or desired privacy. Furthermore, it damages the relationship between agents and MLSs, fining them up to $5,000 for doing what their clients asked. The Clear Cooperation Policy should be removed so that NAR ethical rules can provide more flexibility to account for a wide variety of clients’ interests when marketing their homes." Please take one second to sign. https://lnkd.in/gNfpzZY4 Inman article

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Report: California developers lobbied big against ending subsidies for normal housing Contact me to discuss the latest scoop in real estate! #OCMortgageExpert #OCMortgageBroker #OrangeCountyHomeLoans #OCMortgage #OrangeCountyMortgage #LosAngelesMortgageRates #LAHomeFinance #LosAngelesMortgageAdvice #LosAngelesLoans

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Ponder varied homebuying patterns in SoCal in April: Existing home sales up 9% in a year and prices up 11%. But more “affordable” niches: Sales of new homes up 18%; prices down 8%. Existing condo sales up 14%; median up 9%.

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California Housing Market 2025: Key Price Predictions #OCMortgageExpert #OCMortgageBroker #OrangeCountyHomeLoans #OCMortgage #OrangeCountyMortgage #LosAngelesMortgageRates #LAHomeFinance #LosAngelesMortgageAdvice #LosAngelesLoans

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Not All ‘First-Time Homebuyers’ Are Who You Think – Key Insights for Real Estate Agents from NAR's Latest Guide Did you know that ‘first-time homebuyers’ aren’t always buying for the first time? NAR’s latest guide reveals that first-timers could be former homeowners or solo buyers after a joint purchase. In this video, we break down what this means for real estate agents: why understanding this definition matters, how to guide these buyers through financing options, and the crucial role of mandatory buyer agreements. Get ready to meet the needs of today’s diverse first-time buyers with these must-know insights! Don’t forget to subscribe for more real estate updates. #realestate #realestateagent #realestateagents #realtor #realestatenews

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California's Tax Ranking: High, but Not Highest #sanfrancisco #sfrealestate #bayarearealtor #bayarea #california #bayarearealestate #sanfranciscorealestate #sfrealtor #californiarealestate #siliconvalleyrealestate

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Having an accurate picture of the market can help you make important decisions. You’ll find the number of active listings, median sales price, and more in our May Market Update for San Diego 📲 Click to get the full report ➡️ https://lnkd.in/g7DyjYzC Want to see how your home’s value has changed? We will gladly prepare a Comparative Market Analysis for you so that you are armed with the most current information. Send us a DM today! #marketreport #marketstats #realestatemarket #homebuyer #homeseller #realestate #realtor #sandiegorealtor #sandiegorealestate #sandiego

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***What We Are Hearing: Updates on New NAR Rules and How They Affect You*** Recent changes to NAR guidelines are reshaping how agents, buyers, and lenders interact within the real estate market. Here’s what you need to know: Buyer Agency Agreement Required: One of the major shifts is that a buyer agency agreement must be in place before any property tours take place. This agreement ensures clarity between buyers and agents on the relationship and compensation terms from the start. Compensation No Longer on MLS: Buyer agent compensation details have been removed from MLS listings, meaning that these figures are no longer visible during your initial property search. This adds a layer of complexity for buyers and agents, making it even more essential to discuss compensation early on. Sellers’ Compensation Offers Via Email or Document Upload: Listing agents are now emailing sellers’ compensation offers after properties are scheduled for a showing or including this information within uploaded documents. This process means buyers and their agents should keep an eye out for additional paperwork or emails to ensure they understand the terms of the sale. These updates mean that both buyers and agents need to be more diligent about understanding compensation structures before moving forward with any transactions. It’s crucial to have the right agreements in place early to avoid any misunderstandings. #realestate #buyers #narsettlement

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Prospective California Homebuyers Face a 48.4% Mortgage Payment Increase Compared to Two Years Ago Contact me to discuss the latest scoop in real estate! #realestate #realtor #dreamhomes #homebuyers #realestateagent #homesofinstagram #properties #homesearch #realestateinvesting #housingmarket

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