Rick Kalb

Current

Financial Representitive at Northwestern Mutual

Education

Syracuse University
Edgemont High School

Recommended

14 people have recommended Rick

Connections

174 connections

Industry

Financial Services

Websites

My Website

Rick Kalb’s Summary

Rick Kalb has been a Financial Representative with the Northwestern Mutual Financial Network since 1983.

Rick understands that the best way to achieve your financial goals is to identify your current financial picture with your future financial goals. By listing your goals and objectives, identifying your assets and liabilities, and comparing what you have to what you want, he works with clients to define their vision of a secure financial future, focusing on providing solutions in line with that vision, and working towards achieving results.

Over a lifetime, most people will experience many different financial needs and circumstances that can be summarized into three stages: risk management, wealth accumulation, and wealth preservation and distribution.

Risk Management: The foundation of the financial pyramid, you protect that which you can least afford to lose—your earning power.

Wealth Accumulation: With that foundation firmly in place, you accumulate wealth in a tax-efficient manner for specific goals such as your children's education, retirement funding, or a future financial need.

Wealth Preservation and Distribution: Success in the wealth accumulation area creates the need to preserve and distribute that which you have worked so hard to accumulate.

Life's complexities leave little room for "standard" approaches, so Rick uses a four-step approach in working with clients:

1.Get to know clients
2.Analyze Needs
3.Identify Solutions
4.Keep in Touch

Rick relies not only on his own experience and expertise, but also on the knowledge and strength of a team of professionals available through the Northwestern Mutual Financial Network. Together, they can provide the guidance clients need to start down the path to financial security.

For additional information, visit his web site at: http://www.nmfn.com/rickkalb

Rick Kalb’s Experience

Financial Representitive

Northwestern Mutual

(Privately Held; 10,001 or more employees; Insurance industry)

1983 — Present (26 years )

Rick Kalb’s Education

Syracuse University

1978 — 1982
Edgemont High School

Additional Information

Rick Kalb’s Websites:

My Website

Rick Kalb’s Interests:

Bicycle Racing: Road & Mountain

Rick Kalb’s Groups:

Founder and Sponsor of Big Brothers/Big Sisters 50-Mile Mountain Bike Endurance Ride,
Sierra Express Bicycle Racing Team,
Gold Country Estate Planning Council ,
Nevada City 49er Rotary Breakfast Club