Ram Garg, CFA (gargram@gmail.com)

More than nine years of consulting experience in various areas including Risk Management, Performance Management & Investment Management. Started his career in the Indian Capital Market as an Investment Analyst, moving into a consulting industry with Stern Stewart & Co. and progressing as a Risk Consultant in Singapore with JLT Group, the Europe’s largest insurance broker and risk advisor.

Also visits a number of B-Schools as a guest and visiting faculty.

Hold CFA Charter from CFA Institute, USA. He also holds an MBA, specializing in Strategic Management, from the University of Wales, UK. He also earned PGDBA (Post Graduate Diploma in Business in Finance & Marketing from IBS, Mumbai. In addition, he holds a bachelor’s degree in Business Administration.

Ram Garg, CFA (gargram@gmail.com)’s Specialties:

Throughout his career, I have worked on several research assignments including value-based management in Asian banks, capital planning, valuation of intangibles, corporate finance, Singapore retail industry, wealth creation studies for India, Asia corporate governance, Asia operational risk management practices and Forex Research.

Special skill in insurance include reinsurance placement of D&O, PI and BBB insurance policies.

Ram Garg, CFA (gargram@gmail.com)’s Experience

Risk Consultant

Firm

(Insurance industry)

March 2008 — Present (1 year 5 months)

Specialised in Financial services industry and consultant for financial line insurance products as follows;

- Bankers Blanket Bond
- Directors & Officers Insurance (D&O)
- IPO protection
- Professional Indemnity (E&O)
- Cyber Security / Electronic Crime
- Unauthorised Trading (UT)
Head - Currency / Forex Desk

Pumarth Credit & Capital Ltd

(Financial Services industry)

January 2009 — April 2009 (4 months)

Heading Currency broking business at Pumarth's Delhi & Indore office. Key areas as follows:

1. Business Development for Currency Broking Business;
2. Identify and develop Forex Strategies for Corporates and HNIs;
3. Forex Training for Traders;
4. Wealth Management Services.
Reinsurance Broker / Risk Consultant

Jardine Lloyd Thompson Asia Pte Ltd

(Public Company; 5001-10,000 employees; Insurance industry)

October 2003 — June 2007 (3 years 9 months)

Joined Asia’s prestigious Jardine Matheson group company JLT Asia’s Regional FINPRO division. I was responsible for the following key areas;

- Risk Consultancy - Operational Risk Management Consultancy to large Banking Institutions in the Asia region.
- Reinsurance broker for Finance and Professional line (BBB, PI, D&O, Cyber Crime, Unauthorised Trading) across Asia region, particular focus on Singapore, Indonesia, Malaysia, Thailand, Korea, Philippines, India;
- Business Development across Asia Pacific region for FINPRO division;
- Market and Product Research.
- Corporate Governance research;

I served as JLT Asia’s primary regional resource for delivering Operational Risk Management consulting projects for South-East Asia banks, many of them are large and prestigious banks in their territories. Such assignments demand industry expertise.
Financial Analyst

Stern Stewart & Co.

(Privately Held; 501-1000 employees; Management Consulting industry)

December 2000 — October 2002 (1 year 11 months)

- Large EVA (Economic Value Added) implementation projects;
- EVA/MVA performance ranking (year 2001 and 2002);
- Numerous industry analysis projects such as Information Technology, Automobile and Cement sector of India; and
- Developed MS-Excel based models like Company analysis tool, Benchmarking tools, Ranking tool, Capital budgeting, Incentive model etc.
Investment Analyst

Brescon Group, Mumbai

(Public Company; 1-10 employees; Financial Services industry)

June 2000 — November 2000 (6 months)

key responsibilities were as follows;

- Equity research concentrating on IT sector;

- Financial modeling and valuation of equities and Internet companies; and

- Supporting the group’s investment banking division