
President Altiva Loan Advisory, Inc.
Greater Atlanta Area

President Altiva Loan Advisory, Inc.
Greater Atlanta Area
PROVEN PERFORMER with consistent successes in sales and relationship management throughout a consultative approach, effective listening, thorough needs assessment and meticulous follow-through. Effective in penetrating new markets and capitalizing on business opportunities in highly competitive environments. Excel in devising strategies that revive sales and improve performance. Adept in training and motivating others to achieve results.
* Proven top sales performer with expertise building and leading strong sales teams.
* A natural and decisive leader who establishes, communicates, meets and exceeds long and short-term sales and operational goals.
* Exceptional communication and interpersonal skills; build and maintain productive relationships with key decision makers utilizing consultative, solution based sales approach.
* Solid background in developing and implementing effective training programs for diverse purposes.
* Results-oriented and driven; develop and implement effective strategic planning to foster business growth.
* Consummate problem solver; exceptional skill in identifying challenges and implementing effective solutions.
Relationship Building, Portfolio Acquisition, Flow Agreements, Participation Funding, Marketing, Branding, Business Development, Negotiation, Sales, Brokerage,
(Capital Markets industry)
November 2008 — Present (9 months)
ALTIVA is an enterprise which assists banks, credit unions, finance companies, hedge funds, and direct dealers with rebalancing their loan portfolios. We work with clients that wish to purchase or liquidate loan pools ranging from $200 thousand to $50 million in unpaid principal balance. We specialize in both performing and non-performing assets. We focus on financial institutions with under $10 billion in total assets because we understand the needs of community based financial institutions.
(Financial Services industry)
August 2008 — Present (1 year)
Mittbros Loan Advisory & Brokerage is an enterprise which assists community banks, thrifts, and credit unions with rebalancing ther loan portfolio. We work with clients that wish to purchase or sell loan pools ranging from $4 million to $300 million in unpaid principal balance. We specialize in both perfroming and non performing loans. We focus on financial institutions with under $20 billion in total assets because we understand the needs of community based financial institutions.
Mittbros has the expertise in residential and commercial mortgages, credit cards, marine loans, lines of credit, autos, aircraft and charged-off portfolios of any kind. Due to our history in the business at both bulge bracket investment banks as well as smaller regional advisory firms, our team can provide clients with superior customized service.
(Privately Held; 501-1000 employees; Investment Banking industry)
January 2002 — October 2007 (5 years 10 months)
Managed sales forecasting, P&L, and internal business procedures for the greater Atlanta region. Headed recruiting, hiring, training, and review/evaluations for a staff of 25+ sales and operations professionals. Identified high potential recruits, primarily through networking and previous business partners; facilitated training; and promoted ongoing professional development and goal setting. Coordinated regional events and trade shows. Utilized performance data and developed strategic initiatives to drive business development and sales goal achievement.
(Wholesale industry)
May 2000 — December 2002 (2 years 8 months)
Provided leadership to a staff of 20 employees responsible for sales, underwriting, processing, and funding. Performed market and competitor research; created loan programs and designed/produced new marketing materials based on research and feedback. Managed branch delinquency/quality control, business development, and profitability. Recruited, trained, and evaluated the operations/sales staff, promoting a team-oriented and performance-driven environment.
(Public Company; 1001-5000 employees; Financial Services industry)
November 1996 — April 2000 (3 years 6 months)
•Responsible of the day to day function of 20 employees in tracking, shipping, and final sale of
non-conforming loans held on the warehouse line.
•Developed and monitored rate sheets for optimal company profit.
•Developed and standardized policies and procedures manual to steady productive work flow.
Compiled complete portfolio analysis on projected gain/loss on potential sales through use of
market demands.
•Approved and monitored all underwriting authority levels.
•Improved and maintained business relationships with Non-Conforming Investors.
Bachelors of Arts & Sciences , Speech Communications , 1992 — 1996
Communications 1988 — 1990
Sales Training, Management Training, my children, Golf, Maryland Football(go terps!), vacations with family
The Mulling Group, Sharon Springs
Made Admirals Club with CIT in 2005 & 2006 for establishing 120% above budgeted volume plan.