Chartered Accountant with specialisation in ERM,Audits and Banking
India
Chartered Accountant with specialisation in ERM,Audits and Banking
India
A Chartered accountant with excellent academics and 5 + years of rich experience in audits, corporate and individual taxation, company law and solutions management for SMEs.Expertise include credit and risk assessment and customized banking solutions along with business development. Expert in the areas of enterprise risk management and project audits.
Currenty pursuing a executive management program from S P Jain Institute of Management and Research.Graduation expected in 2010
Audit,Enterprise risk management,Retail and corporate Banking,Credit check,SME Funding
(Public Company; 10,001 or more employees; TELCO; Automotive industry)
July 2006 — Present (3 years 1 month)
Responsibilities as Manager-Enterprise Risk Management (ERM) & Projects Audits
Implementing Risk Management across all enterprises in TML, i.e. across all business units (Passenger Cars, Commercial Vehicles and International Business), which includes interviewing Managers across the Company to capture Risk Perceptions.
Conducting Risk Management Workshops to arrive at Risk Agreement, Evaluation and Prioritizing.
Evaluating the Risk Register consisting of 150+ risks and identifying 100+ critical risks.
Evaluation of the Risk Register to identify 5 major clusters of Entity Level Risks, related to, Product Development, Product Quality, Supply Chain, HR and IT.
Implementing Value@Risk exercise for 5 identified clusters of Risks.
Currently working on preparation of ERM Process Manual to be followed by TML
Internal auditor for projects and process audits for TML
(Public Company; 10,001 or more employees; ICIBA; Banking industry)
September 2005 — June 2006 (10 months)
Solution Manager(SM) in the Small Enterprises Group (SEG) handling asset relationships.
Providing competitive banking solutions for clients from the pharmaceutical industry
Structuring banking products for small and medium sized companies
Handling a portfolio of products like demand loans, term loans, bank guarantees, letter of credits, derivatives to suite the SME client needs.
Preparation of appraisal notes for credit assessment, based on the structures designed and negotiated with the clients.
Co-ordination with risk and legal department for approval of the structures.
Approval of proposals and ensuring utilization of sanctioned limits to achieve targeted revenue from clients.
Managing the day to day relationship with large corporates and their channel partners with a focus on increasing total relationship and achieve cross-sell of products like General Insurance, Life Insurance and retail products.
Executive Management Program , Business Management,Strategy , 2008 — 2010 (expected)
Executive Management Program candidate at SPJIMR,Mumbai,sponsored by Tata Motors
Chartered Accountant , Accounting and Finance , 2001 — 2005