Senior Management Consultant e/m-Payments. Author of CloseToPay.com
Milan Area, Italy
Senior Management Consultant e/m-Payments. Author of CloseToPay.com
Milan Area, Italy
2 more...
STRATEGIC CONSULTANCY
Successful track record in Electronic Payment Systems business, for more than two decades I'm committing on the conception of new business models and innovative products/services. Thanks to my own long term vision I’ve been able to achieve excellent goals with wide margins ahead of the market and anticipating competition.
In several companies leading in e-Payments arena, I’ve led complex projects in Italy and around the Europe ranging in SEPA, e-Commerce, Mobile Payments, Cross Border Acquiring, Revolving Credit and Loyalty Schemas.
Experienced in market analysis and great expert in European regulatory for SEPA (PSD, e-Money Directive, etc.), since 2003, I'm working as free lance Senior Management Consultant, offering a strategic consultancy for banking institute and new-comers who are interesting to compete in the Retail Payment Services market as Payment Institutions, EMIs, Card Issuers/Acquirers or processors.
In 2007 I've conceived the "PAGAMENTI 2.0" concept, evolution of a Payment Services along the social-economic scenarios of the emerging architecture of participation, defining the role of the "Payment Services Consumer".
e/m-PAYMENTS EVANGELIST
Scientific adviser for e/m-Payments, I also act as chairman and/or keynote speaker at conference/seminar/workshop and as independent journalist and active columnist for magazines focused on new payments business.
In March 2008, I've created and launched CloseToPay (www.closetopay.com), with to now its average 130-150 hits per day, it’s the unique Italian blog committed on the
e/m-Payments knowledge transfer, pursuing the goal to bridge the gap between user and providers of Electronic Payment Systems /Services.
Strategic Marketing
Business Development
Business Analysis
IT strategies
Management consultancy
(Management Consulting industry)
December 2007 — Present (2 years )
AREAS OF EXPERTISE
- European Regulatory SEPA (PSD, EMD, ...);
- Mobile Payment;
- GSMA projects (Pay-Buy-Mobile, MMT);
- c-less (NFC, 2DCODE);
- Card Payments;
- Retail Payments;
- Loyalty;
- Visionaries Financial Services;
- e-Commerce/m-Commerce.
AREAS OF COMPETENCE
- Business Development;
- Strategic Marketing;
- Product Management;
- Coaching;
- Team Management;
- Start-ups;
- ICT control & strategy.
(Information Technology and Services industry)
November 2007 — Present (2 years 1 month)
Attending and often organising in quality of Chairman and Keynote Speaker many events like seminar, workshop, mastercourse, organized in collaboration with the main sector companies, such as:
- IIR Istituto Internazionale di Ricerca;
- Business International (The Economist group);
- Bancamatica (EPC Periodici group)
(Information Technology and Services industry)
November 2007 — Present (2 years 1 month)
Author of blog: www.closetopay.com
CloseToPay, created by Roberto Garavaglia on the end of 2007 and launched in March 2008, it’s the unique Italian blog committed on the e-Payments knowledge transfer, pursuing the goal to bridge the gap between user and providers of Electronic Payment Systems /Services.
(Banking industry)
November 2007 — Present (2 years 1 month)
Business Development Management for ICON Srl, an Italian company partner of Integri N.V. one of the biggest worldwide player leading e-Payments Systems & Mobile Test Solutions market:
- development on Italian market;
- value proposition analysis and design.
(Banking industry)
2003 — Present (6 years )
Main achievements:
- Consulting services for study and planning of the integration of payments features on the CNS (the domestic Italian Card of Services).
- Start-up of New-Co (that was the first Italian Service Centre for Credit/Debit Card Transaction Management, not owned by Banking or Financial Institutions), who’s able to offer its services to Retail Banking and Global Merchant Account:
- Start-up of business partnership with one of the most important European player in Card Processing based in Germany.
- Analysis and business planning for Cross-Border Acquiring projects fit into Italian market, with three European players (two of these are Card Processor based in Germany, and the third is one of the most important worldwide Bank based in U.K.).