Richard Smith

Current

Vice President at American Acceptance Mortgage, Inc

Past

Mortgage Loan Originator at American Acceptance Mortgage, Inc
State Executive at Credit Depot
Branch Manager at Associates Financial Services

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Education

Virginia Military Institute

Recommended

3 people have recommended Richard

Connections

32 connections

Industry

Financial Services

Richard Smith’s Summary

We have 17 loan originators at American Acceptance Mortgage. Loan programs include conventional, government, reverse, and construction permanent loans.

My personal background includes graduating from VMI, 4 years on a destroyer in the Navy, a couple years managing a shift in a textile manufacturing company, 8 years with a finance company, and almost 14 years with American Acceptance Mortgage.

I am married with 2 children - both grown, one married.

My interests include NT Greek and Hebrew and reading philosophy and religion. Recently I am taking piano lessons and becoming more and more interested in the tools of the internet. I am a runner, although my legs are more and more requiring that I run inside. I am an avid lifetime Weight Watcher.

If you are interested, I offer 4 different newsletters and have two different blogs that focus on the real estate market, primarily in the Chattanooga, TN area. The material on both blogs is often similar, but with different audiences. The blog that is associated with my website is Real Estate Thoughts. Please look it over and subscribe. It is updated frequently.

Richard Smith’s Specialties:

We specialize in FHA, VA, and Rural Development programs. We offer these programs along with the traditional conventional programs. We are experience FHA lenders, with proven results in credit repair. We take pride in serving our customers and have developed excellent reputations and relationships with our lender partners. My real estate agents know they receive my full commitment and the commitment of my staff.

Richard Smith’s Experience

Vice President

American Acceptance Mortgage, Inc

(Privately Held; 11-50 employees; Financial Services industry)

April 1999 — Present (10 years 8 months)

Assist mortgage loan originators with sales and loan processing
Mortgage Loan Originator

American Acceptance Mortgage, Inc

(Privately Held; 11-50 employees; Financial Services industry)

April 1994 — April 1999 (5 years 1 month)

Mortgage loan originations
State Executive

Credit Depot

(Financial Services industry)

1991 — 1993 (2 years )
Branch Manager

Associates Financial Services

(Public Company; 1001-5000 employees; Financial Services industry)

May 1985 — April 1991 (6 years )

Consumer loans and mortgage loans.

Richard Smith’s Education

Virginia Military Institute

1976 — 1980

Additional Information

Richard Smith’s Interests:

Internet marketing and SEO,NT Greek, Biblical Hebrew, biblical studies especially historical and source criticism, running and fitness, piano,

Richard Smith’s Groups:

Lions Club, Ambassador Chattanooga Chamber of Commerce, Women's Council of Realtors, TN Mortgage Brokers, TN Mortgage Bankers, Chattanooga Association of Realtors, Home Builder's Association, VORP, Chattanooga Community Kitchen