Loan Originator at First Mortgage Lenders
Knoxville, Tennessee Area
- Current
-
- Loan Originator at First Mortgage Lenders
- Past
-
- Account Executive at Citimortgage
- Account Executive at Citifinancial Mortgage
- Operations Manager at Action Mortgage of Tn
- Account Executive at NovaStar Mortgage, Inc
- Operations Manager at Action Mortgage of Tennessee, Inc
- Sales Manager at Combined Insurance
- Education
-
- UNIVERSITY OF TENNESSEE
- Recommended
-
4 people have recommended Ray - Connections
-
57
connections
- Industry
- Banking
Ray Benjamin’s Summary
Account Executive with broad experience in mortgages, sales production, problem solving, analytical, and relationship building skills. Direct experience in real estate, credit anaysis, collateral review, and lending. Interested in early-stage startups as well as compaines "on the bubble".
Ray Benjamin’s Specialties:
"Analytical", numbers guy.Problem solver and negotiations. Positive Attitude. Ability to inspire self and others. Loan Review Specialist. Corp. liaison,
Ray Benjamin’s Experience
-
Loan Originator
First Mortgage Lenders
(Banking industry)
July 2009 — Present (6 months)
Welcome to the best way to find a home loan! We will assist you find the right mortgage loan product to fit your homeowner dream and/or refinance your current home. We make the process of securing a home loan simple and straightforward. Let me make your dream of owning a home come true today like it does every day at First Mortgage Lenders.
-
Account Executive
Citimortgage
(Banking industry)
December 2003 — June 2008 (4 years 7 months)
Acted as liaison by growing the business by account development, field solicitation, conditional underwriting, and training client personnel in use of Company's automated underwriting engine. Assisted client and internal operations personnel with final packaging, clearing of underwriting conditions and closing/funding to smooth the process and increase funding percentages.
-
Account Executive
Citifinancial Mortgage
(Banking industry)
2003 — 2006 (3 years )
-
Operations Manager
Action Mortgage of Tn
(Banking industry)
September 2000 — December 2003 (3 years 4 months)
Active in recruiting, new hire training, compliance, implementation of investor processes, and cross-selling client base. Managed loan officers and marketing staff increasing firms profitability and investor pull-through percentage.
* Top Loan officer 2002 -
Account Executive
NovaStar Mortgage, Inc
(Banking industry)
March 2003 — September 2003 (7 months)
Expanded existing broker base, adding twenty five new shops in East Tennessee market
during initial ninety day "ramp-up." Trained and re-trained/upgraded client personnel in
use of Company's automated underwriting system, as well as traditional field solicitation,
pre-qualification grading/conditioning and pricing. Additionally, monitored daily on-line submissions, re-underwriting to enhance the quality of approvals and convert rejected files to qualifying approvals. Assisted the broker with final packaging, the clearing of conditions and closing/funding issues to smooth the process and increase funding percentages. -
Operations Manager
Action Mortgage of Tennessee, Inc
(Banking industry)
September 2000 — February 2003 (2 years 6 months)
-
Sales Manager
Combined Insurance
(Public Company; 10,001 or more employees; Insurance industry)
February 1993 — September 2000 (7 years 8 months)
Duties included personal debit sales, account management, the recruiting and training of new sales agents and managers. Experienced phenomenal success. Actively managed a team of five sales associates to grow business year to year with profitability entire tenure.
Ray Benjamin’s Education
-
UNIVERSITY OF TENNESSEE
B.B.A , Marketing Major , 1989 — 1992
Additional Information
Ray Benjamin’s Interests:
professional networking, family, fishing, and classic cars
Ray Benjamin’s Groups:
State Of Tennessee Department of Commerce And Insurance
University of Tennessee Alumni
Farragut High School Alumni
Habit for Humanity
National Rifle Association
-
Citigroup Alumni Network -
University of Tennessee, Knoxville -
Aon Alumni Association -
National Rifle Association (NRA) -
Mortgage Survivors Network!! -
Combined Insurance -
Knoxville Farragut High School Alumni -
Networking In Knoxville, TN
Ray Benjamin’s Honors:
Deans List each Semester from The University of Tennessee
2001 Action Mortgage Loan Officer of the Year Award
Number One Citi Account Executive in Nation Volume Funded November 2007
Ray Benjamin’s Contact Settings
Interested In:
- career opportunities
- new ventures
- job inquiries
- expertise requests
- business deals
- reference requests
- getting back in touch
