Mike Kazell

Current

• Mortgage Banker at Waterstone Mortgage Corporation

Past

• Owner at K & W Financial
• Personal Banking Officer at Compass Bank
• Life Insurance Representative at American Income Life

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Recommended

3 people have recommended Mike

Connections

55 connections

Industry

Banking

Mike Kazell’s Summary

I have been in the lending and financial services industry for over 7 years. My primary goal when working with clients and referral partners is to educate people so they fully understand the financial tools I provide. Waterstone Mortgage has extremely strong relationships with correspondent lenders and Investors throughout the country. We specialize in FHA and VA lending with strong experience in conventional lending as well. Waterstone is one of the few lenders in the state of Colorado approved to offer FHA 203k financing. The 203k loan is a program designed to help homeowners structure home improvement/repair costs into one single mortgage.

Today's economy has been turned upside down due to a number of factors related to the real estate industry over the past 8 to 10 years. Waterstone Mortgage did not participate in the subprime market, therefore we are not experiencing any liquidity problems in the credit market. It is business as usual for us and we will be here throughout the future to help you with all your real estate needs!

Mike Kazell’s Specialties:

FHA, VA, conventional, and construction residential lending. Working with business owners to secure commercial lending as well as manage and facilitate land development projects.

Mike Kazell’s Experience

• Mortgage Banker

  Waterstone Mortgage Corporation

  (Privately Held; 51-200 employees; Financial Services industry)

  March 2008 — Present (1 year 9 months)

  Waterstone Mortgage is a part of Waterstone Bank which is located in Pewaukee, WI. Since we are part of a bank we are heavily regulated and constantly evaluated to ensure we are providing our clients with the best possible financial products.
  
  I enjoy working with all homebuyers in order to help them understand the responsibility of being a homeowner in today's market. I also enjoy working with Investors to show them the challenges our current market offers, then develop a strategy to help them reach their goals. Helping business owners better understand their opportunities through commercial real estate is another aspect of this industry I truly appreciate.
  
  In today's economic market it is imperative to work with someone who has experience in this industry. Over the last seven years I have been exposed to all different aspects of the real estate industry and I am confident in my abilities as a mortgage banker to help my clients make the best financial decisions available.

• Owner

  K & W Financial

  (Real Estate industry)

  January 2007 — March 2008 (1 year 3 months)

  Small independent mortgage loan brokerage. Specialized in construction and land development lending.
  
  Structured financing for custom home builders and homebuyers for beautiful custom homes located on premium land locations.
  
  Project Manager for three land development projects in Northern Colorado. Met with numerous city officials and spoke at a number of city council and town hall meetings. Worked hand in hand with engineers, site planners, as well as various land development companies.

• Personal Banking Officer

  Compass Bank

  (Banking industry)

  February 2003 — January 2007 (4 years )

  Helped personal and business clients with their day to day banking needs. Responsible for handling hundreds of client accounts ensuring we were providing the best account structure and service available.
  
  Loan Officer, structured mortgage loans and networked with numerous real estate agencies as well as mortgage banks and brokerages to promote Compass products. Worked with small business owners to secure short term financing for equipment, inventory, and other day to day operations. Helped structure commercial financing for the acquisition of commercial real estate.
  
  Investments, earned my life and health insurance, Series 6, and Series 63 licenses. Worked with clients on retirement planning and investment strategies. Sold annuities, mutual funds, and other investment options.
  
  Marketing, responsible for promoting a new banking center in Arvada/Golden, CO. Met with numerous local business owners and developed co-marketing programs to increase client awareness in the area.

• Life Insurance Representative

  American Income Life

  (Insurance industry)

  August 2001 — May 2002 (10 months)

  Presented whole life insurance policies to union workers primarily located in Southern Colorado. Also offered supplemental health insurance benefits not being provided by the clients union. Educated clients on the importance of having insurance due to their responsibility to themselves and their families.

Additional Information

Mike Kazell’s Interests:

Finance, politics, philosophy, sports, camping, and fishing

Mike Kazell’s Groups:

•    Social Media Today
•    Linked To Denver
•    Executive Suites Solutions

Mike Kazell’s Honors:

Recently approved by the state of Colorado to teach continuing education classes for Realtors regarding market economics and a complete overview of FHA lending.

Mike Kazell’s Contact Settings

Interested In:

• consulting offers
• new ventures
• job inquiries
• expertise requests
• business deals
• reference requests
• getting back in touch