Direct Mortgage Banker at Summit Home Mortgage
Greater Denver Area
- Current
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- Direct Mortgage Banker at Summit Home Mortgage
- Past
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- Loan Officer at Alliance Guaranty Mortgage
- Education
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- University of Colorado at Boulder
- Connections
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25
connections
- Industry
- Real Estate
- Websites
Michael Shotnik’s Summary
I have 4 years of Mortgage experience in the Denver Metro area. I was working my way up as the housing bubble was bursting. It wasn't the easiest time to get into real estate but it's forced me to builit solid relationships that I can build my business with. I've based my business on personal relationships with current clients, past clients and industry professionals. Subprime has never been a driving force of my business so in this time of crisis my business continues to grow due to ethical make sense transactions. I've been successful in the business becauase I care about people and how the mortgage I provide can improve their daily lives.
My goals for the future are to build my clientele while maintaining a hands on approach. I hope to continue to grow my business in a way that will allow me to take on employees to serve a larger base of clients. Real Estate is my passion and I firmly beleive it's the best way to build wealth as a real estate professional or as a consumer.
Michael Shotnik’s Specialties:
Member: Denver Chamber of Commerce
Michael Shotnik’s Experience
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Direct Mortgage Banker
Summit Home Mortgage
(Banking industry)
August 2008 — Present (1 year)
Focus: FHA, Conventional, VA and USDA loans for residential purchase and refinance transactions.
Mortgage processing systems:
In house underwriting
In house closing
In house funding
Banker rates!
Areas of Expertise:
While experiencing the burst of the housing bubble I've had to master the basics. With little subprime left my expertise is in FHA and Conventional lending. The nice aspect of our current lending situation is that if the transaction makes sense then the funds are there to lend. I've been able to close many deals recently that other lenders are unable to close because of my knowledge of the lending guidelines. The guidelines create room for creativity and my thorough understaning of these guidelines gives my clients an edge throughout the home buying and refinancing process. -
Loan Officer
Alliance Guaranty Mortgage
(Real Estate industry)
July 2006 — August 2008 (2 years 2 months)
Mortgage brokerage working as a loan officer.
Michael Shotnik’s Education
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University of Colorado at Boulder
Additional Information
Michael Shotnik’s Websites:
Michael Shotnik’s Interests:
Spending time with my family. Being outdoors.
Michael Shotnik’s Groups:
Denver Chamber of Commerce.
Michael Shotnik’s Contact Settings
Interested In:
- new ventures
- expertise requests
- business deals
- reference requests
- getting back in touch
