Candace Pinaud

Current

Owner at Leave No Stone Mortgage Lending (Sole Proprietorship)

Past

Mortgage Lender at Lender Ltd.
Mortgage Lender at Wells Fargo Home Mortgage

Education

Eastern Michigan University

Recommended

22 people have recommended Candace

Connections

208 connections

Industry

Real Estate

Websites

My Website

Candace Pinaud’s Summary

I have been in the local Real Estate & Mortgage Industry for 13 years; since January, 1996.

I sold as a Realtor for four years all at the same company, Edward Surovell. They are a well-respected company who provided support, training and a healthy environment for me to prosper and flourish. In no time at all I was asked to sit on the Leaders Forum for the company thanks to my total units sold and dollar volume sold - it was quite an honor.

Throughout my four years as a Realtor I was training and taking the necessary 90 hours of additional education for my Real Estate Broker's license; which I successfully obtained in 2000 and opened my own company 'Rite Real Estate', for Right Livelihood. I keep this active annually by completing continuing education requirements for the State as well as other additional education courses of my choosing.

In 2000 I went into the Lending side of real estate as I LOVE the #s and I was also consistently disappointed in the job many of the lenders I worked with did; such as providing poor Good Faith Estimates, not having a smooth transaction and not getting closing documents (and money) to the closing in time.

I knew I could do better! and I have. I pride myself on no surprises for my clients and in making their home buying process not only smooth but also fun. My confidence is backed by years of experience and my continued goal to have long-term client relationships.

I am not going anywhere and my clients know they can always call on me - anytime - before, during and after their transaction as I am always there for them.

If you are looking for an experienced, focused and confident Lender who is local and accountable and also gives back to the Community through actively participating and committing to Boards, Committees and its Residents - I am the Professional for you.

Candace Pinaud’s Specialties:

* Long-term credit counseling
* Saving for down payment assistance
* First-time home buyer education
* Purchase and refinance transactions
* Home equity loans
* VA loans
* Rural Development Loans
* 100% financing options
* Spreadsheet scenarios for you that empower you to play with the payment options so you can make an informed decision and FEEL GOOD ABOUT IT.
* Small-Balance Commercial Loans from $100K - $2 Million!
* Referrals to long-time trusted local professionals.

Candace Pinaud’s Experience

Owner
Leave No Stone Mortgage Lending (Sole Proprietorship)

(Sole Proprietorship; Myself Only; Real Estate industry)

July 2007 — Present (2 years 1 month)

I am the Owner/Branch Manager of Leave No Stone Mortgage Lending, which is a division of Ann Arbor Mortgage.

I live in Ypsilanti and my office is in the heart of Historic Depot Town and I just LOVE it down here!!!

My mortgage company is one of only a couple in the entire city of Ypsilanti and my pride for my city and its residents shines through via my office.

If you want to support local and 'see' your lender and have your lender be accountable to the community - I'm the Lender for you.
Mortgage Lender

Lender Ltd.

(Privately Held; 51-200 employees; Real Estate industry)

June 2003 — June 2007 (4 years 1 month)

I pride myself on no surprises for my clients and in making their home buying process not only smooth but also fun. My confidence is backed by years of experience and my continued goal to have long-term client relationships.

I am not going anywhere and my clients know they can always call on me - anytime - before, during and after their transaction as I am always there for them.

Throughout the last 8 years I have worked with government loans, purchases, refinances, 100% financing, home equity loans, credit counseling, have taken underwriting courses and LOTS of additional education to continue to make me a top-notch professional in my industry.
Mortgage Lender

Wells Fargo Home Mortgage

(Public Company; 10,001 or more employees; WFC; Financial Services industry)

September 2001 — October 2002 (1 year 2 months)

Candace Pinaud’s Education

Eastern Michigan University

2004 — 2006

Additional Information

Candace Pinaud’s Websites:

My Website

Candace Pinaud’s Groups:

* Depot Town Community Development Corporation (DTCDC)
* Board Member of Ypsilanti Tax Board of Review
* Member of Accredited Professionals Network (APN)
* Ypsilanti Chamber of Commerce Women's Council
* Co-Chair of the College Heights Neighborhood Association in Ypsilanti
* Member of Ann Arbor Area Board of Realtors
* Member & Bookkeeper of Depot Town Association
* Editor of 'Neighborhood Connection' Newsletter