Elena Klintsova

Past

• Associate, Loss Forecasting, Risk Management Dtp. at Discover Financial Services
• SAS Consultant at Preiss & Associates, LLC
• Instructor under PhD program curriculum at University of Illinois at Chicago

• Teaching Assistant/Volunteer Lecturer at University of Illinois at Chicago
• Editor-in-Chief/Project Manager at Expert Consulting Agency, Bishkek, Kyrgyzstan
• Intern at World Bank – European Union Natural Disaster Mitigation Project, Bishkek, Kyrgyz Republic
• Instructor at Slavic University, Bishkek, Kyrgyz Republic
• International Relations Intern at Eugene-Springfield Area Chamber of Commerce, Eugene, OR
• Teaching Assistant at University of Oregon, Eugene

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6 more...

Education

• University of Illinois at Chicago
• Kyrgyz-Russian Slavic University
• University of Oregon

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Connections

16 connections

Industry

Financial Services

Elena Klintsova’s Summary

Business Analyst with solid quantitative background, advanced training in Economics and three years of statistical research in academic and business setting. Focus on loss forecasting and risk management. Extensive expertise in predictive modeling using time series and data mining techniques. 2-year experience in SAS 9.1, including SAS Macro language and forecasting tool packs. Proficiency in Teradata SQL.
Committed to professional growth, eager to take on initiatives and assume responsibility.

Elena Klintsova’s Specialties:

Software:
SAS 9.1(Unix and Windows; Macros and forecasting tools), Teradata SQL, Excel (Analysis Toolpack, Pivot Charts, Macros)
Analytics:
Advanced time series and cross-section techniques; developing pricing, credit-decision, bankruptcy and delinquency models; risk drivers in consumer loan business;

Elena Klintsova’s Experience

• Associate, Loss Forecasting, Risk Management Dtp.

  Discover Financial Services

  (Public Company; 10,001 or more employees; DFS; Financial Services industry)

  July 2006 — May 2007 (11 months)

  • Served as a team lead and coordinated cross-team efforts to redesign the Vintage model, the main tool
  for loss projection on 50 million Discover cardholders
  • Constructed a model to produce the official delinquency and loss forecast for Discover Business Card,
  a new product with no performance history
  • Suggested and implemented an approach to forecast the number of US bankruptcy filings accounting
  for the impact of April 2005 Bankruptcy Abuse Prevention and Consumer Protection Act
  • Expanded analysis of contractual flow to 49 delinquency states (previously 7 states)
  
  Responsibilities included:
  
  Producing delinquency and bankruptcy forecast for Discover card products. Maintaining current and developing new loss models. Conducting account-level analysis to explain emerging loss trends.

• SAS Consultant

  Preiss & Associates, LLC

  (Privately Held; 1-10 employees; Financial Services industry)

  February 2006 — May 2006 (4 months)

  • Developed Fair Lending pricing and credit decision models
  
  Responsibilities included:
  
  Model development, building SAS code for models and product underwriting guidelines, data cleansing and manipulation of large data sets using SAS 9.1

• Instructor under PhD program curriculum

  University of Illinois at Chicago

  (Educational Institution; 10,001 or more employees; Higher Education industry)

  August 2005 — May 2006 (10 months)

• Teaching Assistant/Volunteer Lecturer

  University of Illinois at Chicago

  (Educational Institution; 10,001 or more employees; Higher Education industry)

  August 2004 — May 2005 (10 months)

• Editor-in-Chief/Project Manager

  Expert Consulting Agency, Bishkek, Kyrgyzstan

  (Privately Held; 11-50 employees; Financial Services industry)

  September 2002 — July 2004 (1 year 11 months)

  • Managed a team of 3 people to produce a weekly news digest of the Economic press
  • Introduced a sales strategy that tripled the number of subscribers in two years

• Intern

  World Bank – European Union Natural Disaster Mitigation Project, Bishkek, Kyrgyz Republic

  (Government Agency; 11-50 employees; International Affairs industry)

  November 2003 — February 2004 (4 months)

• Instructor

  Slavic University, Bishkek, Kyrgyz Republic

  (Educational Institution; 1001-5000 employees; Higher Education industry)

  September 2002 — June 2003 (10 months)

• International Relations Intern

  Eugene-Springfield Area Chamber of Commerce, Eugene, OR

  (Public Policy industry)

  March 2002 — June 2002 (4 months)

• Teaching Assistant

  University of Oregon, Eugene

  (Educational Institution; 1001-5000 employees; Higher Education industry)

  August 2001 — April 2002 (9 months)

Elena Klintsova’s Education

• University of Illinois at Chicago

  MA, Economics, 2004 — 2006

• Kyrgyz-Russian Slavic University

  BA, International Economics, 1998 — 2004

  Activities and Societies:

  Partnership of Professionals for Development of Kyrgyzstan (Member) Sep. 03 – Present
  SIFE: Students In Free Enterprise (Member) Sep. 98 – Jun. 01

• University of Oregon

  Student Exchange, Economics, 2001 — 2002

  Activities and Societies:

  UO Economics Peer Advising Club (Member)

Elena Klintsova’s Contact Settings

Interested In:

• career opportunities
• consulting offers
• new ventures
• job inquiries
• expertise requests
• reference requests
• getting back in touch