Jesse Torres

Current

• Co-Chair at Southern California ACAMS Chapter
• President and Chief Executive Officer at Pan American Bank

Past

• President and Chief Operating Officer at Security Savings Bank
• Executive Vice President/Chief Operating Officer at Security Savings Bank
• Executive Vice President/Chief Operating Officer at InterBusiness Bank

• Senior Vice President/Chief Compliance Officer at California National Bank
• Senior Vice President/Chief Compliance Officer at Fidelity Federal Bank
• Senior Consultant at KPMG Peat Marwick LLP
• Assistant Vice President/Residential Lending Analyst at California Federal Bank
• Associate National Bank Examiner at Office of the Comptroller of the Currency
• Training Specialist at Western Federal Savings and Loan

see less...

6 more...

Education

• University of California, Los Angeles - The Anderson School of Management
• University of Washington
• University of California, Los Angeles

see less...

Recommended

9 people have recommended Jesse

Connections

500+ connections

Industry

Banking

Websites

• My Company

Jesse Torres’s Summary

Jesse Torres, CISSP, CISA, CIA, is a bank turnaround professional and one of a small number of Hispanic bank presidents. He has written many e-books and articles and is considered a unique asset within the Los Angeles banking community. Mr. Torres is also highly praised for his work relative to Hispanic marketing, social media marketing and anti-money laundering as well as his focus on community service.

Jesse has spent nearly 20 years in leadership and executive management positions in risk management, internal audit, regulatory compliance, operations, information technology and marketing. Jesse began his career as a bank examiner with the Office of the Comptroller of the Currency ("OCC") and then as a Senior Consultant for KPMG’s financial services practice. Recently, Jesse has held executive management positions in several financial institutions ranging from $250 million in asset size to over $6 billion.

Jesse has developed an expertise in crisis management and management and resolution of informal and formal regulatory actions. Jesse has successfully developed and implemented extensive enterprise-wide internal control systems. He has negotiated and implemented core processing systems as well as flagged debit card programs. Jesse is considered an expert in matters related to anti-money laundering and has taught at the FFIEC's AML School. Jesse has experience in revenue-enhancement and cost reduction strategies.

Jesse is frequently featured in industry conferences and is often interviewed by industry publications. He holds a B.A. from UCLA and is a graduate of the Pacific Coast Banking School. He has also received a number of certifications, including Certified Information Systems Auditor, Certified Internal Auditor and Certified Information Systems Security Professional.

Jesse Torres’s Specialties:

Certified Internal Auditor (CIA)
Certified Information Systems Auditor (CISA)
Certified Information Systems Security Professional (CISSP)
Hispanic Marketing (authored "Community Banker's Guide to Hispanic Marketing")
Information Security (authored "Employee Guide to Information Security")
Anti-Money Laundering

Jesse Torres’s Experience

• Co-Chair

  Southern California ACAMS Chapter

  (Privately Held; Banking industry)

  June 2009 — Present (6 months)

  The Southern California ACAMS Chapter provides local forums to facilitate discussion, offer education targeting area specific issues and foster professional networking among anti-money laundering professionals.

• President and Chief Executive Officer

  Pan American Bank

  (Public Company; PAMB; Banking industry)

  May 2009 — Present (7 months)

  President and Chief Executive Officer of Pan American Bank.
  
  Founded in 1964 by Romana Acosta Banuelos, the first Latino Treasurer of the United States. Pan American Bank's mission is to transform and empower Latino communities through banking relationships built on trust, service, respect, communication, and guidance.
  
  Pan American Bank's Values include:
  
  TRANSFORMATION: Pan American Bank believes that banking products and services offered by a community-based bank can transform the community by retaining the financial resources within the community, and in the process improving the financial and political strength of the community.
  
  EMPOWERMENT: Pan American Bank empowers its customers by providing access to needed financial products and services that enable consumers and businesses to benefit from participation in the U.S. financial system.
  
  TRUST: Pan American Bank builds trust with each customer through honest and transparent relationships that extend beyond financial transactions.
  
  SERVICE: Pan American Bank is committed to providing its customers with an experience that surpasses that offered by any other financial institution serving the community’s needs.
  
  RESPECT: Pan American Bank is committed to meeting the needs of all of its customers, regardless of race, color, religion, sex, national origin or disability. Pan American Bank employees originate from the same countries and communities represented by our customers. We understand and serve the needs of our customers, regardless of their level of acculturation, or the extent of their financial services needs.
  
  COMMUNICATION: Pan American Bank maintains Spanish-speaking staff at every customer-facing position to ensure consistent and effective communication.
  
  GUIDANCE: Pan American Bank guides customers in navigating the maze of financial products by providing the information necessary for customers to make informed financial decisions.

• President and Chief Operating Officer

  Security Savings Bank

  (Banking industry)

  September 2008 — March 2009 (7 months)

  Hired as Executive Vice President/Chief Operating Officer based on extensive hands-on experience in managing back office/retail operations/information technology/regulatory compliance, implementing new products, services and systems and managing difficult regulatory relationships.
  
  Appointed by Board of Directors and approved by FDIC to role of President of the “troubled institution” in September 2008, upon the departure of the CEO and the President.
  
  Primary role as President was to work with Board to identify an acquirer for the institution. Subsequently, the role involved close coordination with the FDIC for an orderly wind-down of the banking operation. High praise received from both the FDIC and Nevada Department of Financial Institutions for effective management of a difficult and unstable environment.

• Executive Vice President/Chief Operating Officer

  Security Savings Bank

  (Banking industry)

  January 2008 — August 2008 (8 months)

• Executive Vice President/Chief Operating Officer

  InterBusiness Bank

  (Banking industry)

  June 2005 — December 2007 (2 years 7 months)

  Transformed small commercial bank into a sales oriented and cost conscious organization. Key role in growing institution from $206MM at June 2005 to $399MM at December 2007 while increasing branch network from four to seven, boosting non-interest income, doubling net income and significantly improving efficiency ratio from mid 50’s to mid 40s.

• Senior Vice President/Chief Compliance Officer

  California National Bank

  (Banking industry)

  January 2002 — June 2005 (3 years 6 months)

  Organization grew from $300 million to $6 billion organization through two mergers in less than one year. Primary responsibility was to develop and implement an internal control system relative to regulatory compliance that was consistent with the size and complexity of the “new” organization. Worked on senior management team that successfully alleviated regulatory concerns regarding management’s ability to manage substantial growth resulting from two major acquisitions within a 12-month period.

• Senior Vice President/Chief Compliance Officer

  Fidelity Federal Bank

  (Public Company; Banking industry)

  June 1998 — December 2001 (3 years 7 months)

  Joined Bank as part of a management team responsible for positioning the “troubled” thrift for sale. Team effort resulted in a June 2001 definitive agreement to merge with an Illinois-based holding company and sale in December 2001.

• Senior Consultant

  KPMG Peat Marwick LLP

  (Partnership; 10,001 or more employees; Financial Services industry)

  January 1997 — June 1998 (1 year 6 months)

• Assistant Vice President/Residential Lending Analyst

  California Federal Bank

  (Public Company; 501-1000 employees; Banking industry)

  March 1995 — December 1996 (1 year 10 months)

• Associate National Bank Examiner

  Office of the Comptroller of the Currency

  (Government Agency; 10,001 or more employees; Banking industry)

  March 1992 — March 1995 (3 years 1 month)

• Training Specialist

  Western Federal Savings and Loan

  (Public Company; 501-1000 employees; Banking industry)

  1992 — 1993 (1 year )

Jesse Torres’s Education

• University of California, Los Angeles - The Anderson School of Management

  MDE Candidate , Entreprenuership , 2010 (expected)

• University of Washington

  Professional Certificate , Pacific Coast Banking School , 2002 — 2004

  Three year long commercial banking program. Graduated with Library Honors.

  Activities and Societies:

  Library Honors (Thesis on Hispanic marketing)

• University of California, Los Angeles

  BA , Political Science , 1987 — 1991

  Activities and Societies:

  Phi Kappa Sigma

Additional Information

Jesse Torres’s Websites:

• My Company

Jesse Torres’s Interests:

Soccer, Technology, Beer & Wine, Economics

Jesse Torres’s Groups:

Maravilla Businesspersons' Association (Member),
West Coast Anti-Money Laundering Forum (Committee Member),
Hermosa Beach Soccer Club (Board Member),
South Bay Peninsula Soccer League (Board Member),
Boy Scouts of America - Los Angeles Area Council (Board Member),
California Hispanic Corporate Council Leadership Institiute (Board Member),
Riordan Volunteer Leadership Development Program (RVLDP) - Graduate,
L.A. Watts Summer Games - Boys and Girls Soccer (Tournament Director),
St. James Catholic Church (Redondo Beach, CA)

•    UCLA Alumni
•    Hispanic Net
•    Hispanic Marketing
•    HITEC (Hispanic IT Executive Council)
•    Personal Branding Network
•    IT Governance
•    Information Security Community
•    NetworkingPros
•    Linked Group Moderators
•    Sports Marketing and PR Pros
•    eMarketing Association Network
•    Speakers and Panelists
•    Success Networking
•    Everything Hispanic
•    Marketing 2.0 Technology (Over 3400+ Members)
•    Financial Executives International (FEI)
•    Innovative Marketing, PR, Sales, Word-of-Mouth & Buzz Innovators
•    Banking Connects
•    Latin-American Recruiters & HeadHunters
•    National Society of Hispanic MBA's - NSHMBA
•    Hispanic Media Professionals
•    Hispanic and Latin American Marketing and Research Group
•    Risk Managers
•    OpRisk & Compliance
•    Hispanic Professionals
•    Linked 2 Leadership
•    Hispanic Alliance for Career Enhancement (HACE)
•    Retail Banking Network
•    Hispanic Entrepreneurs of America
•    Fraud Control
•    The Internal Audit Group - Financial services
•    KPMG Global Alumni Network
•    Multicultural / Hispanic Marketing
•    The UCLA Alumni Group
•    HBSC Community
•    Riordan Volunteer Leadership Development Program
•    Multicultural Marketing Experts
•    Soccer Business
•    Community Reinvestment Act
•    West Coast Anti-Money Laundering Forum
•    Southern California Dealmakers Network
•    National Soccer Coaches Association of America
•    UCLA Bruins Biz Network
•    Pacific Coast Banking School
•    CompliancEX
•    Social Media and Banking
•    Compliance Support Group
•    California Hispanic Corporate Council Leadership Institute (CHCCLI)
•    ACAMS Southern California Chapter
•    UCLA Anderson School of Management MDE 2009

Jesse Torres’s Honors:

President's Volunteer Service Award - 2006 - President's Council on Service and Civic Participation
Director of the Year - 2006 and 2007 - Los Angeles Junior Chamber of Commerce
Thesis Library Honors - 2004 - Pacific Coast Banking School (University of Washington)
Recruiter of the Year - 2004 - Operation Hope

Jesse Torres’s Contact Settings

Interested In:

• career opportunities
• consulting offers
• new ventures
• job inquiries
• expertise requests
• business deals
• reference requests
• getting back in touch