
Mortgage Banker
Greater Philadelphia Area

Mortgage Banker
Greater Philadelphia Area
After nearly 30 years in the consumer financial services business, Jeff Baxter transferred and re-focused his skills in service development, client relations, people management, and financial planning to build a highly regarded mortgage banking business in the Delaware Beach Resorts.
Mortgage Financing, Marketing, Advertising, New Product Development, Qualitative Market Research, Credit Cards
(Privately Held; 201-500 employees; Financial Services industry)
December 2003 — Present (5 years)
I partner with Realtors in Bethany Beach and Rehoboth Beach, DE to provide mortgage financing and consultation for their clients. This includes mortgage planning for purchases and refinances, most often for second homes and investment properties. The beach market is typically one of higher income borrowers with sophisticated financial needs, purchasing beach homes and condos.
(Sole Proprietorship; Myself Only; Management Consulting industry)
October 1994 — November 2003 (9 years 2 months)
SJ Baxter & Associates was a financial consulting and market research business I started after leaving Citibank in 1994. Specializing in consulting on co-branded and affinity credit card deals and internet banking strategies, SJ Baxter & Associates developed co-branded credit cards for high profile issuers such as First USA (Chase), MBNA (Bank of America) and Citibank.
(Public Company; 10,001 or more employees; Banking industry)
March 1989 — July 1994 (5 years 5 months)
Developed and implemented attrition management strategies for a credit card portfolio; directed a telemarketing test center that supported Citibank's new product development efforts; managed a new product research and development group for Citibank's credit card business focused on niche card products and partnership marketing initiatives.
(Public Company; 10,001 or more employees; Banking industry)
June 1986 — March 1989 (2 years 10 months)
Held various positions in marketing and advertising for Citibank's Mid-Atlantic consumer bank in Washington, DC and Baltimore, which was formed after the acquisition of National Permanent Savings from the FSLIC in 1986.
1972 — 1976
golf, new technologies, investing, gaming
Bethany-Fenwick Chamber of Commerce, Sussex County Association of Realtors, Cripple Creek Golf & Country Club