David Litsky

Current

Portfolio Manager, Healthcare Financial Services at TD Bank

Past

Senior Credit Analyst at TD Bank
Credit Analyst at Republic First Bank
Teller at Citizens Bank of PA

Co-op at Roxborough Manayunk Bank
Co-op at ING Variable Annuities
Co-op at Wyeth Pharmaceuticals

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Education

Drexel University - College of Business and Administration

Recommended

5 people have recommended David

Connections

155 connections

Industry

Banking

Websites

David Litsky’s Summary

In banking, it is often touted that repayment of our investments comes from the character of the individual(s) who operate the businesses that we lend to. This requires banks to perform regulatory due diligence including but not limited to how the company has historically handled their debt obligations, how the company has treated its vendors and management’s accuracy in projected future financial results. These factors combine with market trends in industries that directly and indirectly affect the business and overall economic condition to form a risk profile on our potential customer. This provides a snapshot for the Bank to weigh two decisions; whether or not to lend to the potential customer and the appropriate fees and interest rate to charge the customer to compensate for the risk.

David Litsky’s Specialties:

Formal Credit Training
Industry Research and Analysis
Cash Flow Modeling
Financial Statement Interpretation
Commercial Loan Structuring / Underwriting
Risk Aversion
Web Promotion and Marketing
Written and Oral Communications

David Litsky’s Experience

Portfolio Manager, Healthcare Financial Services

TD Bank

(Public Company; TD; Banking industry)

June 2009 — Present (6 months)
Senior Credit Analyst

TD Bank

(Public Company; TD; Banking industry)

April 2007 — June 2009 (2 years 3 months)
Credit Analyst

Republic First Bank

(Public Company; Banking industry)

May 2005 — April 2007 (2 years )
Teller

Citizens Bank of PA

(Public Company; 5001-10,000 employees; Banking industry)

March 2004 — September 2004 (7 months)
Co-op

Roxborough Manayunk Bank

(Public Company; 51-200 employees; Banking industry)

July 2003 — March 2004 (9 months)

Commercial Lending Department
Co-op

ING Variable Annuities

(Public Company; 10,001 or more employees; Financial Services industry)

September 2002 — March 2003 (7 months)

Credit Suspense Department
Co-op

Wyeth Pharmaceuticals

(Public Company; 10,001 or more employees; Pharmaceuticals industry)

September 2001 — March 2002 (7 months)

Logistics and Supply Chain Department

David Litsky’s Education

Drexel University - College of Business and Administration

BSBA , Finance , 2000 — 2005

Activities and Societies:

* Alpha Epsilon Pi Fraternity
* Inter-Fraternity Council
* Undergraduate Student Government Association