Portfolio Manager, Healthcare Financial Services at TD Bank
West Palm Beach, Florida Area
- Current
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- Portfolio Manager, Healthcare Financial Services at TD Bank
- Past
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- Senior Credit Analyst at TD Bank
- Credit Analyst II at Republic First Bank
- Teller at Citizens Bank of PA
- Co-op at Roxborough Manayunk Bank
- Co-op at ING Variable Annuities
- Co-op at Wyeth Pharmaceuticals
- Education
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- Drexel University - College of Business and Administration
- Recommended
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5 people have recommended David - Connections
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146
connections
- Industry
- Banking
- Websites
David Litsky’s Summary
In banking, it is often touted that repayment of our investments comes from the character of the individual(s) who operate the businesses that we lend to. This requires banks to perform regulatory due diligence including but not limited to how the company has historically handled their debt obligations, how the company has treated its vendors and management’s accuracy in projected future financial results. These factors combine with market trends in industries that directly and indirectly affect the business and overall economic condition to form a risk profile on our potential customer. This provides a snapshot for the Bank to weigh two decisions; whether or not to lend to the potential customer and the appropriate fees and interest rate to charge the customer to compensate for the risk.
Since April 2007, I have been employed by TD Bank as a senior credit analyst. Prior to working at TD Bank, I was employed as a credit analyst with Republic First Bank for two years. While with Republic First Bank, I was formally credit trained by the Risk Management Association (RMA).
I graduated from Drexel University’s LeBow College of Business (LeBow) with a Bachelor of Science degree in Business Administration, concentrating in Finance. Drexel University is one of three mandatory co-operative education (“co-op”) schools in the United States. While enrolled at LeBow, I enjoyed a diversified co-op experience with an international pharmaceutical company, an international financial services company, and a Philadelphia, Pennsylvania financial services company. I was also involved in several campus organizations including The Triangle; the student newspaper of Drexel University, the Delta Rho chapter of the Alpha Epsilon Pi fraternity, and the Undergraduate Student Government Association (USGA). My roles as a student leader include business manager, secretary, risk manager, and president, and add intangible value to the co-op experience.
David Litsky’s Specialties:
Formal Credit Training
Industry Research and Analysis
Cash Flow Modeling
Financial Statement Interpretation
Commercial Loan Structuring / Underwriting
Risk Aversion
Web Promotion and Marketing
Written and Oral Communications
David Litsky’s Experience
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Portfolio Manager, Healthcare Financial Services
TD Bank
(Public Company; TD; Banking industry)
June 2009 — Present (2 months)
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Senior Credit Analyst
TD Bank
(Public Company; TD; Banking industry)
April 2007 — June 2009 (2 years 3 months)
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Credit Analyst II
Republic First Bank
(Public Company; Banking industry)
May 2005 — April 2007 (2 years)
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Teller
Citizens Bank of PA
(Public Company; 5001-10,000 employees; Banking industry)
March 2004 — September 2004 (7 months)
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Co-op
Roxborough Manayunk Bank
(Public Company; 51-200 employees; Banking industry)
July 2003 — March 2004 (9 months)
Commercial Lending Department
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Co-op
ING Variable Annuities
(Public Company; 10,001 or more employees; Financial Services industry)
September 2002 — March 2003 (7 months)
Credit Suspense Department
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Co-op
Wyeth Pharmaceuticals
(Public Company; 10,001 or more employees; Pharmaceuticals industry)
September 2001 — March 2002 (7 months)
Logistics and Supply Chain Department
David Litsky’s Education
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Drexel University - College of Business and Administration
BSBA , Finance , 2000 — 2005
- Activities and Societies:
- * Alpha Epsilon Pi Fraternity
* Inter-Fraternity Council
* Undergraduate Student Government Association
Additional Information
David Litsky’s Websites:
David Litsky’s Interests:
world travel, music production, ancient philosophy, shopping, drinking, and education.
David Litsky’s Groups:
Facebook Developer, Alpha Epsilon Pi, FocalJet / Team MA
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Alpha Epsilon Pi -
Drexel Networking -
Banking Connects -
Drexel University's LeBow College of Business Alumni Association -
Commerce Bank NA Employees and Alumni
David Litsky’s Honors:
• Formal credit training through The Risk Management Association Commercial Lending School.
• Chairman’s Employee Recognition Award, October 2006.
David Litsky’s Contact Settings
Interested In:
- consulting offers
- new ventures
- expertise requests
- business deals
- reference requests
- getting back in touch
