David Harmer

David Harmer

Attorney

San Francisco Bay Area

Current
  • Attorney at David J. Harmer, Attorney at Law
Past
Education
  • Brigham Young University—J. Reuben Clark Law School
  • Brigham Young University
Connections
500+ connections
Industry
Law Practice

David Harmer’s Summary

Summary of Experience:

• Broad experience spanning government, public-interest, large-firm, and in-house legal work – including service at the U.S. Senate Judiciary Committee and O'Melveny & Myers LLP.
• Twelve years of focused experience in banking and consumer financial services.

Recent Responsibilities:

• Cultivate a comprehensive understanding of bank regulation, consumer-protection legislation, credit card lending, and the broader consumer financial services industry, in order to provide accurate and actionable legal advice in a dynamic competitive and regulatory environment.
• Provide guidance for functions spanning the entire credit relationship – from the beginning (credit policy, modeling, underwriting), through the middle (customer service, payment processing, disputes), to the end (collections, fraud, asset sales).

David Harmer’s Specialties:

• Ensure compliance with regulatory guidance concerning bank safety and soundness.
• Ensure compliance with consumer protection laws and regulations.


David Harmer’s Experience

  • Attorney

    David J. Harmer, Attorney at Law

    (Law Practice industry)

    February 2009Present (6 months)

  • First Vice President & Assistant General Counsel

    JPMorgan Chase

    (Public Company; JPM; Banking industry)

    September 2008January 2009 (5 months)

  • First Vice President & Assistant General Counsel

    Washington Mutual Bank

    (Public Company; WM; Banking industry)

    October 2005September 2008 (3 years)

    Positions Held:
    • First Vice President & Assistant General Counsel: Feb 2007 – Sep 2008
    • First Vice President & Senior Counsel: Jan – Feb 2007
    • First Vice President & Legal Counsel: Oct 2005 – Dec 2006

    Functional Contributions:
    • Collaborate in simplifying and strengthening internal processes and controls to increase efficiency and reduce risk.
    • Advise on customer communications, business initiatives, and external transactions through formal Legal & Compliance Review process.
    • Support corporate vendor management group in negotiating and drafting contracts.
    • Manage consumer and commercial litigation and arbitration.
    • Engender trust; foster culture of compliance.

  • Senior Vice President & Associate General Counsel

    Providian Financial

    (Public Company; PVN; Financial Services industry)

    September 2001September 2005 (4 years 1 month)

    Positions held:
    • Senior Vice President & Associate General Counsel: Jul 2004 – Sep 2005
    • Vice President & Deputy General Counsel: Jul 2003 – Jul 2004
    • Legal Counsel: Sep 2001 – Jul 2003

  • Attorney

    Riddle & Associates

    (Law Practice industry)

    19972001 (4 years)

  • Candidate for U.S. House of Representatives

    Friends of Dave Harmer

    (Non-Profit; 1-10 employees; Political Organization industry)

    January 1996June 1996 (6 months)

    After a spirited campaign, narrowly lost the nomination to represent Utah’s 2nd congressional district.

  • Bradley Resident Fellow

    The Heritage Foundation

    (Non-Profit; 201-500 employees; Think Tanks industry)

    September 1995January 1996 (5 months)

    Researched and advocated market-oriented approaches to education and training.

  • Chief of Staff

    U.S. House of Representatives

    (Government Agency; Legislative Office industry)

    January 1995May 1995 (5 months)

    Organized transition and headed staff for freshman member of the 104th Congress.

  • Campaign Manager

    Enid '94

    (Non-Profit; 1-10 employees; Political Organization industry)

    February 1994November 1994 (10 months)

    Managed a successful challenge to an incumbent member of Congress.

  • President

    Excellence through Choice in Education League (ExCEL)

    (Non-Profit; 1-10 employees; Political Organization industry)

    January 1992November 1993 (1 year 11 months)

    • Coordinated drafting of Prop. 174, the Parental Choice in Education Initiative.
    • Coordinated signature-gathering effort to qualify the initiative for the ballot.
    • Promoted passage in interviews, speeches, and debates throughout California.

  • Associate

    O'Melveny & Myers LLP

    (Partnership; 1001-5000 employees; Law Practice industry)

    October 1990December 1991 (1 year 3 months)

    Participated in complex litigation involving intellectual property, real estate development, and financial services.

  • Fellow, College of Public Interest Law

    Pacific Legal Foundation

    (Non-Profit; 11-50 employees; Law Practice industry)

    October 1989October 1990 (1 year 1 month)

    • Advocated First and Fifth Amendment rights through appellate litigation.
    • Submitted amicus curiae briefs to the California and U.S. Supreme Courts.

  • Counsel

    United States Senate

    (Government Agency; 10,001 or more employees; Legislative Office industry)

    September 1988September 1989 (1 year 1 month)

    • Minority Counsel to Subcommittee on Patents, Copyrights & Trademarks, Committee on the Judiciary.
    • Advised U.S. Senator Orrin Hatch on legislation and nominations before the Committee.
    • Specialized in constitutional law, with some work on intellectual property issues.


David Harmer’s Education

  • Brigham Young University—J. Reuben Clark Law School

    Juris Doctor , Law , 19851988

    Cum laude

    Activities and Societies:
    Natural Resources Law Forum, Moot Court, Men's Chorus
  • Brigham Young University

    B.A. , English , 19791984

    Magna cum laude

    Activities and Societies:
    Honors Program, Oratorio Choir

Additional Information

David Harmer’s Interests:

• Treasurer, Windemere Ranch Middle School Education Fund. • Coach, recreational division, San Ramon Soccer Club (2004-present). • Organist for local and regional church congregations (2002-present). • Merit badge counselor for six local scout troops. • Member of board of directors and choir, Utah Chamber Artists (1992-1997). • Instructor, Department of English, Brigham Young University (1987). Taught undergraduate grammar and composition course. • Boatman, Holiday River Expeditions, Green River, Utah (1985-1986). Guided whitewater rafting trips throughout Colorado and Utah. • Missionary, Argentina Buenos Aires South Mission, Church of Jesus Christ of Latter-day Saints (1981-1983). Attained fluency in Spanish.

David Harmer’s Groups:

• State Bar of California, 1989-present
• Utah State Bar, 1994-present
• Massachusetts State Bar, 2000-present (inactive status)
• American Bar Association, Section of Business Law: Member, Committee on Banking and Committee on Consumer Financial Services

David Harmer’s Honors:

Sportsmanship award, San Ramon Soccer Club, 2008.


David Harmer’s Contact Settings

Interested In:

  • career opportunities
  • consulting offers
  • job inquiries
  • expertise requests
  • getting back in touch

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