David Harmer

Current

• Attorney at David J. Harmer, Attorney at Law

Past

• First Vice President & Assistant General Counsel at JPMorgan Chase
• First Vice President & Assistant General Counsel at Washington Mutual Bank
• Senior Vice President & Associate General Counsel at Providian Financial

• Attorney at Riddle & Associates
• Candidate for U.S. House of Representatives at Friends of Dave Harmer
• Bradley Resident Fellow at The Heritage Foundation
• Chief of Staff at U.S. House of Representatives
• Campaign Manager at Enid '94
• President at Excellence through Choice in Education League (ExCEL)
• Associate at O'Melveny & Myers LLP
• Fellow, College of Public Interest Law at Pacific Legal Foundation
• Counsel at United States Senate

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Education

• Brigham Young University—J. Reuben Clark Law School
• Brigham Young University

Recommended

17 people have recommended David

Connections

500+ connections

Industry

Law Practice

David Harmer’s Summary

Summary of Experience:

• Broad experience spanning government, public-interest, large-firm, and in-house legal work – including service at the U.S. Senate Judiciary Committee and O'Melveny & Myers LLP.
• Twelve years of focused experience in banking and consumer financial services.

Recent Responsibilities:

• Cultivate a comprehensive understanding of bank regulation, consumer-protection legislation, credit card lending, and the broader consumer financial services industry, in order to provide accurate and actionable legal advice in a dynamic competitive and regulatory environment.
• Provide guidance for functions spanning the entire credit relationship – from the beginning (credit policy, modeling, underwriting), through the middle (customer service, payment processing, disputes), to the end (collections, fraud, asset sales).

David Harmer’s Specialties:

• Ensure compliance with regulatory guidance concerning bank safety and soundness.
• Ensure compliance with consumer protection laws and regulations.

David Harmer’s Experience

• Attorney

  David J. Harmer, Attorney at Law

  (Law Practice industry)

  February 2009 — Present (6 months)

• First Vice President & Assistant General Counsel

  JPMorgan Chase

  (Public Company; JPM; Banking industry)

  September 2008 — January 2009 (5 months)

• First Vice President & Assistant General Counsel

  Washington Mutual Bank

  (Public Company; WM; Banking industry)

  October 2005 — September 2008 (3 years)

  Positions Held:
  • First Vice President & Assistant General Counsel: Feb 2007 – Sep 2008
  • First Vice President & Senior Counsel: Jan – Feb 2007
  • First Vice President & Legal Counsel: Oct 2005 – Dec 2006
  
  Functional Contributions:
  • Collaborate in simplifying and strengthening internal processes and controls to increase efficiency and reduce risk.
  • Advise on customer communications, business initiatives, and external transactions through formal Legal & Compliance Review process.
  • Support corporate vendor management group in negotiating and drafting contracts.
  • Manage consumer and commercial litigation and arbitration.
  • Engender trust; foster culture of compliance.

• Senior Vice President & Associate General Counsel

  Providian Financial

  (Public Company; PVN; Financial Services industry)

  September 2001 — September 2005 (4 years 1 month)

  Positions held:
  • Senior Vice President & Associate General Counsel: Jul 2004 – Sep 2005
  • Vice President & Deputy General Counsel: Jul 2003 – Jul 2004
  • Legal Counsel: Sep 2001 – Jul 2003

• Attorney

  Riddle & Associates

  (Law Practice industry)

  1997 — 2001 (4 years)

• Candidate for U.S. House of Representatives

  Friends of Dave Harmer

  (Non-Profit; 1-10 employees; Political Organization industry)

  January 1996 — June 1996 (6 months)

  After a spirited campaign, narrowly lost the nomination to represent Utah’s 2nd congressional district.

• Bradley Resident Fellow

  The Heritage Foundation

  (Non-Profit; 201-500 employees; Think Tanks industry)

  September 1995 — January 1996 (5 months)

  Researched and advocated market-oriented approaches to education and training.

• Chief of Staff

  U.S. House of Representatives

  (Government Agency; Legislative Office industry)

  January 1995 — May 1995 (5 months)

  Organized transition and headed staff for freshman member of the 104th Congress.

• Campaign Manager

  Enid '94

  (Non-Profit; 1-10 employees; Political Organization industry)

  February 1994 — November 1994 (10 months)

  Managed a successful challenge to an incumbent member of Congress.

• President

  Excellence through Choice in Education League (ExCEL)

  (Non-Profit; 1-10 employees; Political Organization industry)

  January 1992 — November 1993 (1 year 11 months)

  • Coordinated drafting of Prop. 174, the Parental Choice in Education Initiative.
  • Coordinated signature-gathering effort to qualify the initiative for the ballot.
  • Promoted passage in interviews, speeches, and debates throughout California.

• Associate

  O'Melveny & Myers LLP

  (Partnership; 1001-5000 employees; Law Practice industry)

  October 1990 — December 1991 (1 year 3 months)

  Participated in complex litigation involving intellectual property, real estate development, and financial services.

• Fellow, College of Public Interest Law

  Pacific Legal Foundation

  (Non-Profit; 11-50 employees; Law Practice industry)

  October 1989 — October 1990 (1 year 1 month)

  • Advocated First and Fifth Amendment rights through appellate litigation.
  • Submitted amicus curiae briefs to the California and U.S. Supreme Courts.

• Counsel

  United States Senate

  (Government Agency; 10,001 or more employees; Legislative Office industry)

  September 1988 — September 1989 (1 year 1 month)

  • Minority Counsel to Subcommittee on Patents, Copyrights & Trademarks, Committee on the Judiciary.
  • Advised U.S. Senator Orrin Hatch on legislation and nominations before the Committee.
  • Specialized in constitutional law, with some work on intellectual property issues.

David Harmer’s Education

• Brigham Young University—J. Reuben Clark Law School

  Juris Doctor , Law , 1985 — 1988

  Cum laude

  Activities and Societies:

  Natural Resources Law Forum, Moot Court, Men's Chorus

• Brigham Young University

  B.A. , English , 1979 — 1984

  Magna cum laude

  Activities and Societies:

  Honors Program, Oratorio Choir

Additional Information

David Harmer’s Interests:

• Treasurer, Windemere Ranch Middle School Education Fund. • Coach, recreational division, San Ramon Soccer Club (2004-present). • Organist for local and regional church congregations (2002-present). • Merit badge counselor for six local scout troops. • Member of board of directors and choir, Utah Chamber Artists (1992-1997). • Instructor, Department of English, Brigham Young University (1987). Taught undergraduate grammar and composition course. • Boatman, Holiday River Expeditions, Green River, Utah (1985-1986). Guided whitewater rafting trips throughout Colorado and Utah. • Missionary, Argentina Buenos Aires South Mission, Church of Jesus Christ of Latter-day Saints (1981-1983). Attained fluency in Spanish.

David Harmer’s Groups:

• State Bar of California, 1989-present
• Utah State Bar, 1994-present
• Massachusetts State Bar, 2000-present (inactive status)
• American Bar Association, Section of Business Law: Member, Committee on Banking and Committee on Consumer Financial Services

David Harmer’s Honors:

Sportsmanship award, San Ramon Soccer Club, 2008.

David Harmer’s Contact Settings

Interested In:

• career opportunities
• consulting offers
• job inquiries
• expertise requests
• getting back in touch