
Relationship Manager - Mortgages, at Barclays Bank PLC
United Arab Emirates

Relationship Manager - Mortgages, at Barclays Bank PLC
United Arab Emirates
My expertise includes selling of the following prodcuts in my career
- Mortgages, Real Estate
- Personal banking prodcuts
- Working Capital and Business Lending
- Consumer Durables
- Creating and Managing high Networth Relationships.
- Offering End to End solutions for purchasing a property in Dubai
(Public Company; BARC; Banking industry)
March 2007 — Present (2 years 5 months)
- Identifying opportunities to sell mortgage loans to residents, non residents, salaried and self employed clients
- Handling all aspects of the loan process from application till disbursement of the loan
- Managing a Portfolio of Mortgage clients, catering to their queries, and handling the mortgage collections to ensure that the accounts are not deliquent
- Cross selling of Personal Banking products like Current, Savings and Term deposits
- Sourcing and Managing Premier Banking relationships
- Reporting to the Business Head.
(Privately Held; 1-10 employees; Financial Services industry)
March 2006 — March 2007 (1 year 1 month)
- Arranging Working capital facilities (Project loans, Cash Credit, Overdraft, term loans, bills discounting etc,) for business entities in Chennai.
- Liaison with various banks for quicker and better loan facilities for clients.
- Approved consultant for Banks like ABN AMRO, ICICI and UTI Bank.
(Public Company; 10,001 or more employees; Banking industry)
2005 — 2006 (1 year)
- Identifying opportunities to sell loans against property to self employed individuals and business units.
- Recruitment and training of Direct Sales Associates and Direct Sales Executives
- Interaction with the Credit for quicker sanction of files
- Motivating the team to achieve higher sales targets
- Managing customer relationship and creating avenues for cross selling.
- Maintaining sales and cost of acquisition MIS on a monthly basis
- Reporting to the Regional Sales Manager.
(Privately Held; 1001-5000 employees; Banking industry)
March 2001 — July 2005 (4 years 5 months)
- Recruiting and managing a Team to sell Home Loans & Business loans for Citibank.
- Training the team members on the target market, product and the process of loan sanction.
- Acting as an interface between the customer & the processing dept.
- Ensuring speedier process of the loans.
- Co-ordinating in the process of documentation.
- Maintaining MIS and database
Baclelor of Commerce , 1995 — 1998
1984 — 1993
Browsing, and off late Learning to read Arabic.
Onlysucess, UAE
Best Mortgage Advisor for the Month of October & December 2007