
Independent consulting
Orange County, California Area

Independent consulting
Orange County, California Area
2 more...
For Consumers
Specializing in credit issues for consumers such as credit bureau problems, collection agency abuse, accurate credit reporting, Fair Credit Rights and Consumer Education. With over 20 years experience in credit and debt, I use my knowledge to empower others and help them create a powerful credit profile for a better financial future.
My expertise is to focus strictly on credit related issues and give consumers the tools they need to have an accurate and fair credit profile and to defend themselves against abusive collection practices by using the FDCPA and the FCRA.
For Businesses
I've written numerous credit and collection articles for various websites, consulted for many companies' on how to offer their credit products, and spend countless hours researching the financial market to leverage online marketing. My experience in credit and collections led me, by chance into SEO, online marketing, consumer conversions on financial products and website consulting.
I have deep knowledge of relating consumer financial products and services to the consumer in a simple yet effective way.
Current tasks Kristi is involved in:
She is the Credit Expert for IqualifyNow.com | N2Credit.com | She offers a credit and collections success ebook for CarreonandAssociates.com | She writes credit and debt articles for numerous other websites and does blog posts for financial marketing.
credit repair, debt collections, fcra, fair credit rights, financial marketing, B2C leveraging, SEO, expert, author, writer, speaker
(Financial Services industry)
January 2006 — Present (3 years 11 months)
Working on various projects currently that involve writing, pop culture, wordpress knowledge, and research. This is an interesting change for me, since I have worked strictly with financial marketing and bus dev in the financial arena. Working with artists and entertainer interests is quite a nice challenge and I look forward to learning even more.
(Financial Services industry)
January 1995 — Present (14 years 11 months)
Working as an independent consultant and expert in credit and collections for over 20 years. 15 years in marketing and media geared towards financial services. I specialize in financial SEO, article writing including expert opinions, copyright and online advertising to the consumer market.
(Financial Services industry)
1995 — Present (14 years )
I offer my credit and collections success strategies ebook and articles to customers of www.CarreonandAssociates.com which is a consumer credit education website that I have been involved in for over 15 years.
Life , survival, education, show others , 1985 — 2008
I dropped out of HS in the 10th grade, came from a dysfunctional family with an alcoholic parent and quickly had to take care of myself. I began working in the collection field at age 16 which led me into a life long career in consumer finance and credit.
After spending many years in credit and collections, I took my expertise and began offering education to help consumers avoid bankruptcy, fight credit bureau issues and deal with collection agencies. This field then led me into helping other businesses offer products to consumers by helping them understand the B2C financial market, search engine optimizing for financial products and overall business development. I've consulted since then for many financial related websites in areas of articles or content, expert opinions, marketing strategies and consumer POV. In a nutshell, I encompass consumer and financial points of view and bring them together which aids both sides.
2 years , bankruptcy and foreclosure procedures and regulations , 1990 — 1992
credit reports, expert consulting, financial products, credit reports, seo, consumer issues, credit repair, debt collections, fair credit laws, fair debt laws, speaking, writing, expert, identity theft, consumer financial education, writer, author
A & E (authors and experts)