Costas Kargakos, CFA

I joined Eurobank EFG in July 2009 as a Loan Workout Officer managing a portfolio of problem credits with large corporate clients each having credit exposure with the bank higher than €4M.

During 2007-08 I worked for 1.5 year as an Associate within the Leveraged Finance team of GE Commercial Finance in London, arranging senior and subordinated debt for private equity sponsored leveraged buy outs in Europe.

In 2008 I attended the Emerging Leaders Programme at London Business School and earlier, in 2006, received my MBA from INSEAD studying both in Fontainebleau and Singapore. During the MBA year, I worked in Yahoo UK, as a summer intern in the Finance Department.

Before the MBA year, I lived and worked in Athens, Greece, where I completed my military service and worked for 5 years in Alpha Bank SA (Greece’s third largest bank) as a credit analyst, where I had the opportunity to cover numerous companies in various economic sectors and work on corporate valuations and investment project appraisals.

I am also a CFA charterholder and hold a M.Sc. in Financial Mathematics from the Athens University of Economics and Business - having graduated at the top of the class - and a B.Sc. in Banking and Financial Management from the University of Piraeus - where I graduated top 10% of class with honors and received 2 scholarship awards for academic excellence.

Costas Kargakos, CFA’s Specialties:

Debt restructuring, corporate valuation, financial and cash flow analysis, project appraisal, credit risk rating, arranging senior and subordinated debt for private equity sponsored leveraged buy outs, financial modeling

Costas Kargakos, CFA’s Experience

Loan Workout Officer

Eurobank EFG

(Public Company; Banking industry)

July 2009 — Present (6 months)

Manage a portfolio of problem credits with large corporate clients each having credit exposure with the bank higher than €4M for the purpose of preserving loan principal, collecting interest and preventing delinquency and losses. Act to improve the bank's position in the credits through negotiating satisfactory repayment schedules, obtaining additional collateral and/or restructuring facilities as appropriate.
Leveraged Finance Associate

GE Commercial Finance

(Public Company; GE; Research industry)

April 2007 — August 2008 (1 year 5 months)

• Arranged senior and subordinated debt for private equity sponsored leveraged buy outs in Europe. Closed Firth Rixson
bookrunner and MLA transaction (deal size: £945M EV / $5M of net income) and Mauser JLA transaction (€835M total debt facilities / $3.4M of net income)
• Worked on over 20 transactions assisting VP team leaders in the review and analysis of financing opportunities for private equity
clients. Assessed risk of companies in various industries and assisted in the development of risk mitigation strategies
• Created financial models to assess operating performance, valuation and appropriate capital structure. Ran sensitivities and
created investment case to project risk of repayment
• Evaluated economics of potential transactions. Ran return models and evaluated structural and capital markets alternatives to maximize yield
• Assisted in the preparation of approval pitches to present to senior management
• Reviewed legal documents and participated in negotiations
MBA Intern

Yahoo UK

(Public Company; 10,001 or more employees; YHOO; Internet industry)

July 2006 — August 2006 (2 months)

Analyzed financial and non-financial leading KPI's to be incorporated into the European
Management Report. Reported to VP/CFO Finance Yahoo Europe.
Senior Credit Analyst

Alpha Bank S.A.

(Public Company; Banking industry)

September 2004 — December 2005 (1 year 4 months)

• Performed corporate valuations (using discounted cash flow and relative valuation methodologies)
for M&A projects valued more than €250M and numerous sector financial analyses. Reported to General Management
• Designed and implemented new platform for credit risk measurement using economic, transactional and qualitative corporate data. The platform was adopted division wide
• Mentored and supervised 3 junior credit analysts
• Assisted Commercial Credit Manager, specifying the bank's financing policy for key corporate clients
• Participated in executive committees, providing expertise in credit risk monitoring
• Played active role in recruitment and interviewed credit analysts
Credit Analyst

Alpha Bank S.A.

(Public Company; Banking industry)

February 2002 — August 2003 (1 year 7 months)

• Performed corporate valuations for M&A projects valued more than €200M. Reported to Finance Committee
• Conducted credit and cash flow analysis and credit risk rating for major corporate clients of total credit lines more than €1,800M. Reported to Commercial Credit Manager
• Prepared feasibility reports on investment projects valued more than €500M for key corporate clients
• Mentored 3 junior credit analysts
Junior Credit Analyst

Alpha Bank S.A.

(Public Company; Banking industry)

August 2000 — January 2002 (1 year 6 months)

• Recruited after examinations, ranked 5th out of 576 participants
• Conducted credit and cash flow analysis and credit risk rating for companies with total credit lines
more than €300M
• Prepared feasibility reports on companies' investment projects valued more than €150M