
Arizona Mortgage Expert | President, United Mortgage Financial Group, Inc
Phoenix, Arizona Area

Arizona Mortgage Expert | President, United Mortgage Financial Group, Inc
Phoenix, Arizona Area
Steve Heideman is a widely respected expert on debt planning, the mortgage market and commercial real estate. His expertise and opinion are frequently sought from a variety of media sources in radio, television, print and the internet. At the beginning of the credit crisis of 2007-2008, Steve was asked to give his input to the consumer protection regulation at the Federal Reserve Board of Governors in Washington DC for hearings on abusive lending practices.
Steve is the President of United Mortgage Financial Group, Inc. a residential, commercial and investment real estate capital firm located in Tempe, Arizona and Fulcrum Investment Network a social media network dedicated to education and the sharing of non-traded assets like commercial real estate and private equity. Through varied partnerships and connections with hedge funds, banks, private investors and investment banks Steve has been facilitating asset transactions and building capital structures for real estate acquisition, development, bridge, joint venture and permanent financing for over a decade.
Steve is a member of the CCIM Institute. A Certified Commercial Investment Member (CCIM) is a recognized expert in the disciplines of commercial and investment real estate. A CCIM is an invaluable resource to the commercial real estate owner, investor, and user. For 2 years, Steve was the host of the radio show “Talking Dollars and Making Sense” for in Phoenix.
Steve has taken a sabbatical from the terrestrial radio medium to focus on the burgeoning revolution happening in social media. Steve is currently the real estate finance “guru” for filife.com a financial advice website that was born from a partnership between two established companies, Dow Jones (publisher of The Wall Street Journal) and IAC (the internet company behind Lending Tree, Match, College Humor and others). Steve is also a contributor for Biggerpockets.com one of the largest real estate investment social networks on the web.
Financial market and interest rate analysis, real estate investment analysis, small business development, private equity real estate capital raising, prudent management of equity in property, capital structuring for commercial real estate.
(Privately Held; Online Media industry)
2008 — Present (1 year )
(Privately Held; 11-50 employees; Online Media industry)
December 2007 — Present (2 years 1 month)
Steve is currently the real estate finance “guru” for filife.com a financial advice website that was born from a partnership between two established companies, Dow Jones (publisher of The Wall Street Journal) and IAC (the internet company behind LendingTree, Match, College Humor and others)
(Real Estate industry)
March 2003 — Present (6 years 10 months)
United Mortgage Financial Group, Inc. is a private mortgage planning practice located in Tempe, Arizona. Our passion and privilege is to help American homeowners, business owners and real estate investors create asset optimization strategies that maximize liquidity, minimize tax burdens and ultimately enhance lifestyle. Steve has a knack for helping his clients achieve clarity, vision, and focus by working closely with a wide variety of professionals germane to the project.
(Non-Profit; 51-200 employees; Real Estate industry)
January 2006 — May 2008 (2 years 5 months)
Oversaw growth and development of the organization nationwide.
(Privately Held; 51-200 employees; Media Production industry)
August 2005 — September 2007 (2 years 2 months)
Steve was the host of “Talking Dollars and Making Sense” for Phoenix’s KFNX 1100 AM news/talk radio station. The show was the drive time lead in for Bill O’Reilly. Talking Dollars & Making Sense was dedicated to helping listeners pick up the tools, strategies and tactics that they need for financial success in the new economy. The show served as a forum for the most innovative thinkers, authors and professionals to unfold their unique strategies for success and wealth in plain, everyday language.
(Privately Held; 11-50 employees; Financial Services industry)
January 2000 — April 2002 (2 years 4 months)
Biology 1994 — 1998
hiking, camping, fishing, beer brewing, snowboarding, playing guitar, investing, fiscal literacy, Social Media, SEO, Life
UMBA, FPA, NAMB, AAMB, CCIM, CMPS, EIEO, YPC, BNI
AZ RE Magazine People to know in Commercial Real Estate 2008