
V.P., Business Banking Client Manager (Commercial Lending) at Bank of America
Chico, California Area

V.P., Business Banking Client Manager (Commercial Lending) at Bank of America
Chico, California Area
Throughout the past 6 years I have worked as a commercial lender for a leading community bank within Chico, CA. This opportunity has provided an excellent opportunity for me to expand my network and integration within the community. I am now a Business Banking Client Manager with Bank of America based out of the Chico Main Banking Center in Chico, California. My territory covers all of Northern California from Yuba City / Marysville up to the Oregon border and over to Eureka. Responsibilities within my role as Business Banking Client Manager include all Commercial Lending relationships from $500,000 up through $50 million.
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Commercial lending; equipment loans, lines of credit, Commercial Real Estate Loans, Agribusiness. Business Banking products and services; Treasury Management, Merchant Services. Relationship management and long term relationship building are my strengths and main goals.
(Public Company; 10,001 or more employees; BAC; Banking industry)
April 2008 — Present (1 year 4 months)
Responsible for managing a portfolio of business commercial clients who require financial services and products to meet their needs. In addition to being the primary point of contact and key financial advisor for the client, I am accountable for prospecting new business and retaining and deepening existing relationships. A large portion of the position includes analyzing the clients financial and operating strategies and recommending alternative or additional financial services to best meet the clients immediate and long-term personal and business needs. The CM is also responsible for leading, directing and coordinating key extended team members in the analysis and execution in the effective delivery of their products and services to clients and prospects.
(Public Company; 1001-5000 employees; UMPQ; Commercial Real Estate industry)
November 2006 — December 2007 (1 year 2 months)
Came back to Umpqua Bank as of November 2006 in order to better serve my clients.
Managed large portfolio of top commercial builders in area. Held largest potential pipeline in NorCal region of over $125M in potential sales. Victim of being downsized as most other banks around are being downsized as well, last one on, first one off...
(Privately Held; 11-50 employees; Banking industry)
January 2006 — November 2006 (11 months)
I had the opportunity to start a grass-roots community bank from the ground up. I was the first employee hired on and helped to set up the IT, electronic filing, telecommunications, web site, retail/commercial products, and commercial lending procedures. In November 2006, after 11 months, I ended up leaving and going back to Umpqua Bank in order to better serve my client's needs.
(Public Company; 501-1000 employees; UMPQ; Banking industry)
February 2004 — December 2005 (1 year 11 months)
Funding source for commercial and multi-family real estate development, medical equipment and tenant improvements, ag lending and land purchase/development. Also provide funding for small business loans and revolving lines of credit.
(Privately Held; 1-10 employees; Information Technology and Services industry)
April 2002 — February 2004 (1 year 11 months)
CEO of Apensity Technical Solutions, Inc. Computer networking, repair, maintenance, web site development, virus and intrusion prevention, network security. Managed 2-8 employees while providing all marketing and networking within area.
Masters , Psychology - Biological Psychology , 1995 — 1997
Graduated with Double Honors in Psychology. Presented research at National Psychology convention in Seattle, WA. Founding member of the Mentor Program now under CAVE at CSU, Chico.
BA , Business , August 1989 — May 1992
Down syndrome research, memory research, migraine research, research in general!, community projects / support, cycling centuries, Mountain Bike 24 Hour racing, back-country hiking, computer virus protection, identity theft safety.
Butte County Economic Development Corporation - Board Member
CEPCO (Chico Economic Planning Corporation) - Board Member
CEPCO Job Creation Committee
Butte County Education Advisory Board Member
Butte Pioneers - Board Member
Butte Pioneers Leadership Program
Youth FORCE Foundation - Founding Board Member
CHP 11-99 Foundation
Chico Noon Exchange Club - Past Board Member
Sunshine Kids Club - Chairman of the Board
North Valley Developers Group - Chair, Founding Member
Chico Chamber of Commerce Ambassadors - Past President
Psi-Chi - National Honors Society in Psychology - Past President
PACS - Psychology Assoc at Chico State - Past President
Alternative Energies and Sustainability, Business Development / Generating New Business Opportunities, Business Philanthropy, Financial Risk Management, Leadership Forum, Sales - Best Practices Exchange Group, Technology and Sustainability, B2B Marketing Experts
Chico Chamber of Commerce Ambassador of the Year - 2005
Big Brothers Big Sisters of Butte County - Big Professional of the Year - 2005
Who's Who in America - 1985-1986