
Broker Associate at Intero Real Estate Services
San Francisco Bay Area

Broker Associate at Intero Real Estate Services
San Francisco Bay Area
Helping Business Owners and Homeowners on all aspects of Real Estate Investments, Business Opportunities, Income Properties, Residential and Commercial Properties.
- Specializing in Distressed Properties
- Helping Homeowners in Foreclosure and Financial Hardship
- Opportunities for FIRST TIME Home Buyers
Currently an active member of:
Bay East Association of Realtors
Silicon Valley Association of Realtors
Sacramento Association of Realtors
Financial Services executive with broad experience in Insurance and Investment Products.
As an active member of the NAIFA - Silicon Valley Chapter, I have completed advanced studies to earn LUTCF and CLTC designations.
Master financial strategist with over 30 years of experience in all aspects of sales & marketing, business development, financial planning. Excellent communicator with Multi-Lingual capabilities in Indian Languages
Around 35+ years' business management experience across a wide range of industries and functions
Excellent oral and written communications skills including Multi-lingual communication in several regional languages of India and English
Entrepreneural Skills, Corporate Planning, Marketing Strategy with vision towards future. Established and grew SILICONEER, a South Asian Monthly Magazine in late nineties (http://www.siliconeer.com)
(Privately Held; Real Estate industry)
March 2009 — Present (10 months)
Certified Distressed Properties Expert, Listing and Selling Residential and Commercial Properties, Short Sale, Foreclosure, REOs et al.
Website: http://www.HappyLiving4u.com
Website: http://www.InteroShortSale.com
Licensed Insurance Broker and Financial Consultant
(Privately Held; 11-50 employees; Publishing industry)
November 1999 — Present (10 years 2 months)
SILICONEER - 11/1999 thru Current - Founder & President
Brand development, web site traffic growth, and statistics systems, database management.
Business planning, strategic consulting, coordination with sales and marketing locations, negotiations and interactions with customers; performance monitoring.
(Real Estate industry)
July 2008 — March 2009 (9 months)
Listing and Selling Residential and Commercial Properties.
Licensed Insurance Broker and Financial Consultant
(Privately Held; 1-10 employees; Financial Services industry)
April 1997 — June 2006 (9 years 3 months)
Counseling growing businesses, business owners, and individuals
New York Life Insurance Company, Agent 1997
Selling Life and Health Insurance Products – Indian Ethnic Market
Prudential Financial, Agent 1998-2002
• Agent of the month in June 2000
• Certification in Long Term Care – (CLTC), May 2001
• Life Underwriters Training Council Fellowship (LUTCF), 2002
• Sponsored community events in 2000-01 to generate 269000 ICCs
Principal Financial Group, Senior Agent 2002-06
• Business Market Solutions with Life, Health and securities products
• Achieved over 10M in insurance sales in 2002
• Completed – “Business Solutions Workshop” – June 2002
• Organized lead generation camp and generated over 700 qualified insurance leads with over 10 M in insurance sales
Currently Licensed Insurance Broker and Financial Consultant, selling and servicing financial products from a network of Insurance companies through direct appointment and/or through Trumark Financial, Dublin, CA.
(Public Company; 51-200 employees; Marketing and Advertising industry)
April 1990 — September 1995 (5 years 6 months)
Channel Eleven Electronics Limited – 04/1990-09/1995 – Founder, Mg. Director
• Innovative marketing and media group
• Responsible for identification, planning, finalization, and implementation of business ideas including financial analysis, critical appraisal, negotiation with collaborators and consultants, project and expense management while developing corporate profit centers.
(Partnership; 51-200 employees; Printing industry)
April 1983 — September 1995 (12 years 6 months)
LaserGRAPHICS, 04/1983 – 09/1995 – Founder and Chief Executive
• A pioneer Desk-Top Publishing Centre in Calcutta – was in-charge of overall operations involving marketing, commercial, production, financial, administration and other related functions on profit centre concept.
• Opened multiple centers in Siliguri, Bhagalpur, Kanpur and Jaipur during 1990-1994
• Provided training to over 230 Desk-Top operators on various aspects including graphic designing, layout, color schemes, et al.
(Real Estate industry)
1981 — 1983 (2 years )
CDPE , Distressed Properties - Short Sale, Foreclosure , 2009 — 2009
Reinstatement
Fobearance or Repayment Plan
Selling the Property
Renting the Property
Refinance
Mortgage (Loan) Modification
Short Re-Fi
Dee-in-Lieu of Foreclosure
Bankruptcy
Servicemembers Civil Relief Act (SCRA)
Short Sale
e-PRO , Certification for Internet Professionalism , 2009 — 2009
Specifically designed to help real estate professionals thrive in the competitive world of online real estate
LUTCF , Advanced Study In Financial Services , 1997 — 2002
Graduated from The American Colloege with specialization in:
Exploring Personal Markets
Meeting Client Needs
Advanced Business Planning
Essentials of Employee Benefits
Essentials of Life Insurance Products
Foundations of Retirement Planning
Foundations of Estate Planning
CLTC , Long Term Care and California Partnership , 2000 — 2001
A.C.I. , Advanced Accounting , 1973 — 1974
Specializing in Advanced Accountancy, Auditing, Statistics, Business Management, Economics
LL.B. , Legal Proceeding and Jurisprudence , 1970 — 1973
Bachelor's Degree in Law covering:
Indian Legal and Consitutional History; Constitutional Law of India; English, American Constitutional Law; Legal Theory (Jurisprudence and Comparative Law); Law of Contracts. Law of Torts; Family Law (Hindu and Mohammaden Law); Property Law; Law of Evidence; Crimes and Criminal Procedure; Civil Procedure, Limitation and Arbitration; Law of Landlord and Tenant; Rules of Court; Drafting of Pleading and Document; Company Law.
B. Com. , Accountancy, Economics, Business Management , 1967 — 1970
Higher Secondary , Commerce , 1961 — 1967
School , High School , 1955 — 1961
Organizational development, strategic planning, professional networking, healthy eating, weight watching, international travel, reading and writing professional articles, watching commedy movies
Merchants Chamber of Commerce; Chairman, Arbitration Committee – The East India Jute and Hessian Exchange Limited; Bengal Chamber of Commerce and Industry; Advertising Club; Eastern India Motion Pictures Association (EIMPA); Public Relations Society of India; Zone Chairman, Lions Clubs International; Secretary, Rotary Club of Calcutta, New Alipore; Life Member — South Calcutta Rifle Club; Calcutta Special Police Officers Force; National Association of Insurance and Financial Advisors; National Association of Realtors; California Association of Realtors; The Indus Entrepreneur, TiE; Hindu Temple and Cultural Center, Sunnyvale, CA; India Community Center, Milpitas, CA; ArTiccluators - Treasurer; Silicon Valley Chamber of Commerce; Vice-President, Federation of Indo-American Association of Bay Area (FIBA) – 2000-02; Actively associated with the Indian Community through networking and “SILICONER” – a General Interest Magazine for South Asians in U.S.
Guest Faculty in Seminar organized by Dataquest, a leading publishing group of computer books and dealers in computer hardware, Calcutta
Special recognition for excellent achievements and all round performance in the course "ADVERTSING IN 90's" conducted by IMM, Calcutta — Awards given by BATA India Ltd.
Associate of the Month - June 1998 - Prudential Insurance