Jim Haught

Current

Managing Director of Economic Capital at Citizens Bank

Past

ALM Risk Manager at Citizens Bank
Credit Portfolio Manager at Citizens Bank
Relationship Manager at Citizens Bank

Credit Trainee at Citizens Bank
Naval Officer at United State Navy

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Education

University of Rhode Island - College of Business Administration
University of Rochester

Recommended

1 person has recommended Jim

Connections

155 connections

Industry

Banking

Websites

My Company

Jim Haught’s Summary

Risk executive with detailed experience in credit and bank ALM risk. Experienced manager and leader. Extensive project management and technology developement knowledge.

Jim Haught’s Specialties:

Bank asset liability management, balance sheet analysis, credit portfolio management (model build and roll-out), Economic Capital, RAROC, RAPM

Jim Haught’s Experience

Managing Director of Economic Capital

Citizens Bank

(Privately Held; 10,001 or more employees; Banking industry)

January 2007 — Present (3 years )

Manage all aspects of economic capital methodology and application for the organization. Built organization and processes for infrastructure, data, and methodology for capital calculation and allocation. Implemented Internal Capital Adequacy Assessment Process as head of Basel II Pilar II.
ALM Risk Manager

Citizens Bank

(Public Company; 10,001 or more employees; Banking industry)

October 2004 — January 2007 (2 years 4 months)

Responsible for all aspects of risk management for interest rate and liquidity risk management including Economic Value of Equity, Gap Analysis, Stress Testing, and Liquidity Planning.
Credit Portfolio Manager

Citizens Bank

(Public Company; 10,001 or more employees; Banking industry)

June 2000 — October 2004 (4 years 5 months)

Recommended the allocation of regulatory and economic capital across product lines and risk buckets for over $70 billion in loans. Developed and managed the RAROE model for commercial loans. Responsible for implementation of the Basel II capital accords for retail and wholesale credit.
Relationship Manager

Citizens Bank

(Public Company; 10,001 or more employees; Banking industry)

November 1998 — June 2000 (1 year 8 months)

Managed all aspects of loan origination and servicing to the banks largest commercial customers. Originated loans in both public and private real estate sectors as well as large commercial and industrial loans. Developed and maintained relationships with those customers and agent banks.
Credit Trainee

Citizens Bank

(Public Company; Banking industry)

February 1998 — November 1998 (10 months)

Completed the commercial credit training program.
Naval Officer

United State Navy

(Government Agency; 10,001 or more employees; Military industry)

May 1990 — February 1998 (7 years 10 months)

Surface Warfare Officer and Gas Turbine Engineering

Jim Haught’s Education

University of Rhode Island - College of Business Administration

MBA , Finance , 1995 — 1997
University of Rochester

BA , Political Science , 1986 — 1990

Activities and Societies:

Sigma Nu