RJ20 serves Individuals, Employers, Financial Advisors, and Benefits Firms alike solely through advice and cannot sell any financial products like investments, 401k plans, insurance etc.
Individuals: We deliver 401k reports to participants through online Certified Financial Planners™ and then give participants access to their own comprehensive financial planning site covering all life goals, not just Retirement and Investments.
Employers: The Pension Protection Act allows us to provide advice to your plan participants, and when you do, you dramatically reduce the risk of being sued regarding plan advice. We are an ERISA fiduciary (not a brokerage firm), providing all financial planning services: 401k fund selection, budgeting/cash flow, debt management, education planning, and other financial goals. We don’t compete with your existing product providers. We solely help participants based upon what’s important to them.
Financial Advisors & Benefits Firms: We can help differentiate yourselves by offering the most robust online participant advisory service available. We can even private label our service for you. We compliment what you do and not compete with you. You have full control with how we are positioned.
Specialties
Online Certified Financial Planners®, Online Participant Advice, Investment Advice
