Nextep > Products & Services > Workers' Compensation Insurance

Nextep offers competitive, comprehensive group workers’ compensation coverage through an “A” rated carrier. This one-million dollar policy is offered with additional services such as insurance policy management and safety program development.

Unlike typical workers’ compensation coverage, Nextep does not require your organization to provide up-front premium payment. Many carriers require a minimum of 20% down and for the entire policy to be paid within the first nine months of a twelve-month policy. We offer a simple “pay as you go” payment plan.

There is a substantial amount of hidden cost associated with a work-related injury. In fact, the total loss to your organization is more than four times the cost of the medical expenses when you consider the loss of an experienced employee, the cost of a replacement employee, and the loss of quality and production.

Our Risk Department has licensed workers’ compensation adjusters that manage each claim to ensure the effective implementation of incident investigation techniques, post-event drug testing, and tenacious return-to-work methods.

Nextep is workers’ compensation certified through The Certification Institute for meeting “Best Practice Techniques” in the area of loss prevention and claims management. This certification process was developed through the cooperative efforts of workers’ compensation insurance companies with the support of the National Association of Professional Employer Organizations (NAPEO).