Liberty Mutual Insurance

Liberty Mutual Insurance Products and Services

  • Exclusive Group Benefits

    Liberty Mutual is the #1 sponsored Affinity insuranceprogram in the country. We partner with more than 14,000 employers, alumniassociations, professional associations, and credit unions to offer their employeesand members exclusive group savings on our auto and home insurance.* A LibertyMutual...

  • Home Protector Plus™

    At Liberty Mutual, we understand that a home is more than a physical structure. That's why we offer Home Protector Plus™, home insurance that covers the repairs to your home as well as what's inside. Home Protector Plus™ provides you with the full replacement cost of your belongings, additional...

  • Program Management

    Our centralized underwriting and service operation can accommodate multi- or mono-line Property and Casualty homogeneous programs nationally, offering policy issuance, loss control, and claims services. We create program solutions based on customers’ unique risks. Our staff strives to deliver...

  • Inland Marine

    Stand-alone product or packaged coverage for exposures that are being constructed or cannot be conveniently confined to a fixed location. The coverage classes most commonly worked by this group are: builder’s risk, contractor’s equipment, installation floater, and transportation type coverage.

  • Captives Management and Consulting

    Liberty Mutual has provided expert captive underwriting, consulting, fronting, and administrative services for more than 30 years. Our captive managers help organizations create offshore and domestic captives and are licensed in Bermuda, the Cayman Islands, Vermont, and South Carolina. We’re also...

  • Global Programs

    As businesses expand operations to other countries, Liberty Mutual offers the convenience of combining International and domestic coverage under one program with a single point of contact. Our global programs specialize in global home foreign and reverse flow business and are complemented by our...

  • Equipment Breakdown

    Our equipment breakdown coverage, offered as part of the property policy or on a monoline basis, safeguards businesses core equipment exposures with physical damage, loss of income, spoilage, and utility interruption insurance for:BoilersRefrigeration and air conditioning equipmentPressure...

  • Umbrella & Excess Liability

    Our umbrella product has the coverage and flexibility you need to make sure you are covered in the event of a catastrophic loss, now and as your limits and coverage requirements evolve. Our new policy provides the expanded capacity ($25 million) and additional limits needed for larger, more complex...

  • Package Solution

    Package Solution™ is a multi-line product that combines a single, easy-to-use commercial property coverage form with general liability, inland marine, and/or crime coverage. Choose from the following options to customize a Package Solution:16 standard extensions, including course of construction,...

  • Energy

    We serve the middle market energy industry by providing primary workers compensation, general liability, and auto coverage to the power, utility, and oil/gas markets through our dedicated energy unit. Our strategic alliance with Associated Electric & Gas Insurance Services Limited (AEGIS), the...

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