Allstate > Products & Services > Personal Umbrella Policy

You don’t have to be a millionaire to be sued like one. Your home and auto insurance policies will provide protection for covered incidents of bodily injury liability and property damage liability, up to the policy limit. But what if your legal liability exceeds the limits of your policy? Or someone sues you for a liability claim that’s not covered by your other policies? That’s where an Allstate Personal Umbrella (PUP) can help.

An Allstate PUP works with your existing liability coverage, providing additional protection:

• You won’t have to face court alone. If you’re sued for over an incident covered under your personal umbrella policy, Allstate will retain and pay for an attorney to represent you in court.
• Your coverage goes with you everywhere. So, you’re protected no matter where you are - even outside the U.S.
• Helps with gaps in your coverage. Homeowners and auto policies don’t cover certain types of incidents, like those alleging slander. But a personal umbrella policy helps provide protection for this type of incident, as well as others.
• Allstate pays on your behalf. In the event of a covered claim, you won’t have to pay out of your own pocket first and submit for reimbursement.
• Reimbursement for lost wages. You will be reimbursed for the wages lost for your absence from work for a court appearance, up to the limits specified for this benefit in the policy.

To learn more, contact an Allstate agent or visit our website.