Allstate > Products & Services > Motorcycle Insurance

Accidents happen whether you’ve been riding for 30 years or 30 miles. Good thing Allstate protects you and your bike with motorcycle policies starting as low as $100*.

The two coverages required by law—Property Damage Liability and Bodily Injury Liability—are automatically part of any motorcycle policy you buy. Property Damage Liability Coverage helps protect you from paying for the repair or replacement of another motorist’s vehicle or property, including vehicles, homes, or other structures.

Bodily Injury Liability Coverage helps protect you from paying medical costs, loss of income, and funeral expenses of other people involved in an accident.

• Allstate Rider Protection covers both your bike and you with:
• Collision Coverage: Covers the damage if you collide with another object (car, motorcycle, tree, building, etc.).
• Comprehensive Coverage: Pays for damage or loss caused by something other than a collision, including theft, fire, vandalism, windstorm, or hitting an animal.
• Uninsured/Underinsured Motorist Coverage: Pays your medical expenses and covers damage to your bike if a person with little or no insurance hits you.
• Motorcycle Medical Payments Coverage: Pays for injuries from an accident, including ambulance, hospital, x-ray, dental, and surgical.
• Guest Passenger Liability: Protects guest passengers who share a ride on your bike with you.

Custom-fit Extras:

• First-Accident Waiver
• Optional or Added Equipment Coverage
• Towing & Labor Costs Coverage
• Lease/Loan Gap Coverage
• Rental Reimbursement

Here at Allstate, a lot of our agents are riders, too. That’s one reason they’re thrilled to offer Allstate Rider Protection, motorcycle insurance that goes the extra mile by protecting both you and your bike, starting at just $100.*