WSFS Financial Corporation operates as the thrift holding company for the Wilmington Savings Fund Society, FSB (bank), which provides various financial services primarily in the mid-Atlantic region of the United States. The bank offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposits. Its loan portfolio comprises residential mortgage loans; residential real estate loans; nonresidential real estate loans; commercial real estate mortgage loans; commercial construction loans; commercial lending that includes loans for the purpose of working capital, financing equipment acquisitions, business expansion, and other business purposes; consumer credit products that primarily comprise home improvement loans, home equity lines of credit, automobile loans, credit cards, unsecured lines of credit and other secured and unsecured personal installment loans. The bank also offers a range of wealth management and personal trust services. The company, through its other subsidiaries, markets various third-party investment and insurance products, such as single-premium annuities, whole life policies, and securities; and provides investment advisory services to high net-worth individuals and institutions. As of December 31, 2006, the bank operated 27 retail banking offices, loan production offices, and operations centers in Delaware and southeastern Pennsylvania. The company was founded in 1832 and is headquartered in Wilmington, Delaware.