Westpac Banking Corporation provides a range of banking and financial services, including retail, commercial, and institutional banking, as well as wealth management services to individuals and business customers in Australia, New Zealand, and the Pacific region. Its personal banking operations comprise provision of home loans; secured and unsecured personal loans; credit cards; various bank accounts, including savings accounts, day to day accounts, and term deposits; investment and superannuation products; various property and causality insurance products; foreign exchange; travelers checks; mortgage origination and servicing; private banking; and premium wealth services. Its business banking services include provision of business accounts, business cards, day to day transaction solutions, merchant business solutions, pay roll solutions, and various packaged solutions; short-term and long-term finance; equipment and insurance finance; invoice finance; insurance for business assets; investment and superannuation products; debt, advisory, and equity solutions; property services; and agriculture finance. The company’s corporate banking activities include solutions for foreign exchange, interest rate derivatives, commodity exposures, and fixed interest/debt securities; provision of capital, including equity, quasi-equity, loans, bonds, and securitization; transaction services; investments, including structured investments, managed investments, corporate superannuation, and socially responsible investments; and commercial cards, including purchasing cards and corporate cards. As of September 30, 2007, Westpac operated 1073 branches. The company was founded in 1817. It was formerly known as the Bank of New South Wales and changed its name to Westpac Banking Corporation in 1982. Westpac Banking Corporation is based in Sydney, Australia.