Webster Bank, N.A., along with its subsidiaries, provides commercial banking, retail banking, health savings accounts, consumer financing, mortgage banking, trust, and investment services in the United States. It offers a range of products, including home equity loans and lines of credit, as well as second mortgages and direct installment lending programs. The company also provides asset-based lending services, residential mortgage origination, finances insurance premiums for commercial entities, mezzanine financing for small to middle-market companies, brokerage and investment products, and financial planning services for high net worth individuals. In addition, it offers servicing on passive investments, such as residential and commercial mortgage loans; and acquires, holds, and manages mortgage assets, principally residential mortgage loans. Webster Bank provides its products and services through its banking offices, ATMs, and Internet Website. The company was formerly known as First Federal Savings of Waterbury. Webster Bank was founded in 1935 as First Federal Savings of Waterbury and changed its name to Webster Bank, N.A in November 1995. The company is headquartered in Waterbury, Connecticut. Webster Bank operates as a subsidiary of Webster Financial Corporation.