Total System Services, Inc. provides electronic payment processing and related services to financial and nonfinancial institutions. The company’s services include processing consumer, retail, commercial, and government services, as well as stored value and debit cards. It also offers merchant acquiring services to financial institutions and other organizations. In addition, the company provides risk management tools and techniques, such as credit evaluation, fraud detection and prevention, and behavior analysis tools; and revenue enhancement tools and customer retention programs, such as loyalty programs and bonus rewards. It offers its services in the United States, Europe, China, Japan, Mexico, and Canada. The company was founded in 1982 and is based in Columbus, Georgia.