TierOne Bank, a federally chartered savings bank, provides consumer, commercial, and agricultural banking products and services. It offers a line of FDIC-insured checking and savings accounts, as well as mortgages, home equity loans, auto loans, and other loans. The company also provides Internet banking/bill pay, business online, and e-statements; investments and insurance products, such as financial advisors, annuities, mutual funds, stocks, bonds, education plans, retirement plans, business insurance, disability and long-term care insurance, and investment executives; sweep accounts, zero-balance accounts, lockbox, merchant processing, credit cards, and check cards; and agriculture banking. The company operates banking offices in Nebraska, Iowa, and Kansas, as well as loan production offices in Arizona, Colorado, Florida, Minnesota, Nevada, and North Carolina. TierOne Bank was founded as Fidelity Savings and Loan Association in 1907 and changed its name to First Federal Savings and Loan Association of Lincoln in 1935. Later, it changed its name to First Federal Lincoln Bank in 1995. The company is based in Lincoln, Nebraska. TierOne Bank operates as a subsidiary of TierOne Corp.