The Midland Company, through its subsidiaries, provides specialty insurance products and services in the United States. It operates in four segments: Residential Property, Recreational Casualty, Financial Institutions, and Other Insurance Products. The Residential Property segment offers primarily manufactured housing and site-built dwelling insurance products. The Recreational Casualty segment provides specialty insurance products, such as motorcycle, watercraft, recreational vehicle, collector car, and snowmobile. The Financial Institutions segment offers specialty insurance products, such as mortgage fire, collateral protection, and debt cancellation. The Other Insurance Products segment provides various products, including credit life, long-haul truck physical damage, commercial, and excess and surplus lines. The company distributes its products through independent agents and general agents. The Midland Company also operates a fleet of dry cargo barges for the movement of dry bulk commodities, such as petroleum coke, ores, barite, sugar, and other dry cargoes primarily on the lower Mississippi River and its tributaries. In addition, it manages river transportation equipment owned by others. The company, formerly known as Midland Discount Corporation, was founded in 1938 and is headquartered in Amelia, Ohio.