Temenos Group AG and its subsidiaries engage in the development, maintenance, and licensing of integrated banking software systems, as well as in the provision of consultancy services to the banking sector. The company’s products include TEMENOS T24, a 24-hour banking application that provides multiple application server support, customer relationship management functionality, and nonstop processing in a single system; TEMENOS COREBANKING, a mainframe retail banking application designed to handle the business volumes of banks worldwide; and TEMENOS eMerge that offers financial support environment for retail financial services, supporting the operational and processing requirements of the community banking business. It also offers TEMENOS T-Risk, a risk management application that provides solution to a bank’s internal and regulatory risk measurement needs; and TEMENOS ARC, a pre-integrated suite of T24 modules, which provide front-office functionality to retail and private banks. The company’s services include helpdesk, training, and implementation methodology. It serves retail, wholesale, universal, and private banking sectors, as well as other financial institutions. The company has strategic partnerships with HP, IBM, Microsoft, Oracle, and Sun Microsystems. It operates in Europe, the Middle East and Africa, Asia Pacific, and the Americas. Temenos Group AG was founded in 1993 and is headquartered in Geneva, Switzerland.