Symetra Financial Corporation, a life insurance company, offers a range of employment-based benefit products and services targeted primarily at employers, unions, and public agencies in the United States. The company operates in four segments: Group, Retirement Services, Income Annuities, and Individual. The Group segment provides medical stop-loss insurance, limited medical benefit plans, group life insurance, accidental death and dismemberment insurance, and disability insurance primarily to employer groups of 50 to 1,000 individuals; and offers managing general underwriting services. The Retirement Services segment provides fixed and variable deferred annuities, including tax sheltered annuities, individual retirement accounts, and group annuities to qualified retirement plans, including Section 401(k) and 457 plans. It also provides record keeping services for qualified retirement plans invested in mutual funds. The Income Annuities segment offers single premium immediate annuities for customers seeking a source of retirement income and structured settlement annuities to fund third-party personal injury settlements. The Individual segment provides various term, universal, and variable life insurance, as well as bank-owned life insurance. It distributes its products through a diversified independent distribution network, including financial institutions, employee benefits brokers, third party administrators, worksite specialists, specialty brokers, and independent agents. The company was founded in 1957 and is headquartered in Bellevue, Washington.