Standard Life plc, together with its subsidiaries, provides various financial products and services in the United Kingdom, Canada, Europe, and Asia. It operates in four segments: Life and Pensions, Healthcare and General Insurance, Investment Management, and Banking. The Life and Pensions segment offers a range of pensions, protection, savings, and investment products to individuals and corporate customers. This segment’s products include executive and group pension products, pooled pension funds, and income protection products. The Healthcare and General Insurance segment provides insurance cover to customers for medical expenses, accident, and sickness. The Investment Management segment offers a range of investment products for individuals and institutional customers through various investment vehicles, such as mutual funds, limited partnerships, and investment trusts, as well as asset classes, such as equities, bonds, cash, and property. This segment also provides segregated investment mandates to investors. The Banking segment offers a range of retail mortgage and deposit products through online and telephone operations. The company was founded in 1825 and is headquartered in Edinburgh, the United Kingdom.