AEGON N.V., through its subsidiaries, provides life insurance, pensions, savings, and investment products. It offers general account life insurance products, including permanent life, universal life, and term life insurance; traditional life products, which include life insurance sold as part of defined benefit pension plans, endowment policies, post-retirement annuity products, and group risk products; endowment insurance; pension and annuity insurance; immediate annuity, individual protection, and group protection; and life for account of policyholder products. The company also provides fixed and variable annuities to individuals and pension funds; institutional guaranteed products, including issuance of guaranteed investment contracts, funding agreements, and notes to institutional investors, such as pension funds, retirement plans, college savings plans, money market funds, municipalities, and the United States investors and overseas investors; and management, administrative, or risk services related to off balance sheet assets, such as equity or bond funds, third party managed assets, and collective investment trusts. In addition, it provides asset management services, including pension asset management; and an array of life and annuity reinsurance solutions. AEGON’s other activities include provision of accident and health insurance products, including disability insurance, accidental death, and dismemberment insurance; general insurance, such as automobile insurance, liability insurance, household insurance, and fire protection; and banking services, including savings accounts and investment contracts. The company serves customers throughout the Americas, Europe, and Asia with operations in the United States, the Netherlands, and the United Kingdom. AEGON was founded in 1844 and is headquartered in The Hague, the Netherlands.