eBay, Inc. and its subsidiaries provide online marketplaces for the sale of goods and services, online payments services, and online communications offerings to individuals and businesses in the United States and internationally. It operates in three segments: Marketplaces, Payments, and Communications. The Marketplaces segment provides online commerce platforms that enable buyers and sellers to interact and trade with one another. It enables online commerce through various platforms, including the traditional eBay.com platform and other online platforms, such as Kijiji, Gumtree.com, LoQUo.com, OpusForum, Marktplaats.nl, and mobile.de, as well as Half.com, Rent.com, Shopping.com, and StubHub. This segment also provides various services, including feedback forum; safeHarbor program; verified rights owner program; PowerSeller program; customer support; and tools and services. The Payments segment offers PayPal, a payments platform that enables individuals or businesses with an email address to send and receive payments online. Its services include joining the network, verification of its PayPal’s account holders, withdrawing money, and trust and safety programs, including PayPal’s seller protection and buyer protection programs. The Communications segment consists of Skype, an Internet communication product, which enables voice over Internet protocol communications between Skype users, as well as provides Skype users connectivity to traditional fixed-line and mobile telephones. This segment offers its software in approximately 34 languages. The company was founded in 1995 and is headquartered in San Jose, California.