Skipton Building Society, together with its subsidiaries, provides various financial services to its customers and members in the United Kingdom. It offers mortgage, savings and investment, and insurance products. The company’s mortgage products include fixed rate mortgages, tracker mortgages, capped mortgages, additional borrowing, and buy-to-let mortgages. Its savings and investment products comprise savings accounts, such as special saver, branch access, regular savings, direct 30, pension plus, base rate tracker, and Christmas saver accounts; individual savings accounts; children’s savings accounts; and term savings accounts. The company’s insurance products consist of home, travel, pet, car, and medical insurance products; mortgage payment protection products; and life cover and protection products, such as family life assurance, family income benefit, critical illness cover, waiver of premium, and mortgage life assurance products. Skipton Building Society also offers financial advice and broking services; will writing services; and estate agency services, including survey and valuations, conveyancing, mortgage and insurance broking services, as well as residential survey and valuation services to homebuyers, lenders, and other participants in the residential property market. In addition, the company provides credit report monitoring services. As of December 31, 2006, it had 496 estate agency branches. The company was founded in 1853 and is based in Skipton, the United Kingdom.