Prudential plc, together with its subsidiaries, operates as an international financial services group in the United Kingdom, the United States, and Asia. It offers a range of retail financial products and services, and fund management services. The company’s retail financial products and services principally include life insurance, pensions, and annuities, as well as collective investments, and deposit and mortgage banking services. Its long-term business products written in the United Kingdom and Asia are principally with-profits deposit administration, other conventional and unitized with-profits policies, and non-participating pension annuities. The principal products written by its subsidiary, Jackson National Life Insurance Company, are interest-sensitive deferred annuities and whole-life policies, variable annuities, guaranteed investment contracts, fixed index deferred annuities, and term life insurance. The company primarily distributes its products through independent financial advisors, banks and other financial institutions, direct marketing, independent insurance agents, securities broker-dealers, investment advisors, life insurance agents, credit unions, agency sales-force, and complementary bancassurance agreements. Prudential was founded in 1848 and is headquartered in London, the United Kingdom.