Washington Mutual Card Services provides credit cards to American consumers. The company offers credit products, such as the Providian Visa Platinum card, which provides free access to, and information about, customers' FICO credit scores; Providian Real Rewards, a reward program for cardholders; Providian Cash Rewards, for cash back on purchases made with the card; and Premium PointsSM, a rewards program for cardholders to earn points for purchases. It also offers other financial products and services, savings products, money market deposit account, certificate of deposit, and institutional investors' services. The company was formerly known as Providian Financial Corporation and changed its name to Washington Mutual Card Services in October 2005 following Providian Financials' acquisition by Washington Mutual, Inc. Prior to that, Providian Financial Corporation was known as Providian Bancorp, Inc. until June 1997. The company was incorporated in 1984 as First Deposit Corporation and is based in San Francisco, California. As of October 03, 2005, Washington Mutual Card Services is a subsidiary of Washington Mutual, Inc.