Provenir provides enterprise software for financial institutions to manage customer credit lifecycle. It has applications in various business functions, including balance building, cross-sell and up-sell, delinquency and collection actions, deposit account opening, direct marketing, loan underwriting, pricing and fee determination, product bundling, regulatory compliance, retention and renewal activities, sales automation, strategy management, and voice response system interactions. The company offers solutions in the areas, including prospecting, originations, customer account management, collections and recovery, customer service, compliance, and bureau management. It also provides solution packs that offer preconfigured data models and adaptors, user interface Web pages, workflows, and basic business rules associated with particular business functions and lines of business. In addition, the company offers system design, development, testing, deployment, and refinement services. It has operations in the United States, the United Kingdom, continental Europe, and the Asia/Pacific region. Provenir was founded in 1992 and is based in Parsippany, New Jersey with offices in London, the United Kingdom; and Hong Kong, Hong Kong.