We are Singapore's longest established local bank, with a rich heritage that can be traced as far back as 1912. Today, OCBC is one of Asia's leading financial services groups, with group assets of S$183 billion and one of the largest financial institutions in the combined Singapore-Malaysia market by assets.

Our full spectrum of specialist financial services solutions is delivered through an extensive global network of more than 480 branches and representative offices in 15 countries and territories including Singapore, Malaysia, Indonesia, Thailand, Vietnam, China, Hong Kong SAR, Taiwan, Brunei, Myanmar, Japan, Korea, Australia, UK and USA. This network includes more than 360 branches and offices in Indonesia operated by OCBC Bank's subsidiary, Bank OCBC NISP.

With a dominant presence in both the consumer and business banking segments in Singapore and Malaysia, we are among the top players in Singapore in bancassurance sales, home loans, unit trust distribution, personal credit, small and medium-sized enterprises market and the Singapore Dollar capital market. OCBC Bank's insurance subsidiary, Great Eastern Holdings, is the largest insurance group in Singapore and Malaysia in terms of assets and market share. Its asset management subsidiary, Lion Global Investors, is one of the largest asset management companies in Southeast Asia.

We have an excellent history of innovation, which is constantly enriched by the introduction of "firsts" into the market. In recognition of our product offerings, we have won a series of international awards. Actively forging lifetime partnerships with our customers to help them achieve their aspirations, we remain unwavering in our commitment to create more value for customers, shareholders and staff. Looking ahead, we will continue to build on our existing strengths and seek growth in other regional markets, while we strive to improve our performance in core financial services throughout the OCBC Group.