MMG Insurance Company provides property and casualty insurance products and services. It offers homeowner policies for physical losses, such as fire, wind, smoke, vandalism, and other causes of physical loss; other structures coverage for personal use structures on the residence premises, which include garage, barn, utility shed, work shop, and guest cottage; personal property coverage for personal belongings, including clothing, furniture, computers, and household items; and personal liability coverage for negligence causing accidental injuries, or damage to properties, as well as medical payments coverage for nonhousehold residents resulting from an accident causing bodily injuries. The company also offers other endorsements, including personal property coverage, earthquake, special computer, water back-up and sump overflow, and scheduled personal property coverage; and personal automobile policies, such as liability and uninsured/underinsured motorist limits, as well as premium saving credits, including safe driver credit, portfolio, multicar, good student, driver's education, passive restraint, antilock brake, low mileage/pleasure use discount, and student away at college discount. In addition, MMG provides personal lines products, such as homeowner policies, personal automobile, personal umbrella, mariner, snowmobile, dwelling fire, inland marine, and portfolio policies, as well as commercial products, including business auto programs, business owner, farm owner, special trade contractor, commercial umbrella, farm owner umbrella, and commercial package programs. The company, formerly known as Maine Mutual Fire Insurance Company, was founded in 1897. Prior to that, Maine Mutual Fire Insurance Company was known as Aroostook County Patrons Mutual Fire Insurance Company. The company is headquartered in Presque Isle, Maine. MMG Insurance Company is a subsidiary of Maine Mutual Group.