Lloyds TSB Bank plc, together with its subsidiaries, provides a range of banking and financial services primarily in the United Kingdom. It offers current accounts, savings and investment accounts, and other customer deposits. The bank provides personal loans, formal loans, bridging loans, education loans, credit and debit cards, and residential mortgages. Lloyds TSB also provides business banking services, including business saving accounts, business accounts for startups and switchers, Islamic business accounts, specialist accounts, client’s call accounts, and designated client’s accounts. Its other business banking products include credit cards, debit cards, and charge cards; business loans; business overdrafts; factoring and invoice discounting; commercial mortgage; hire purchase loans; small firms loan guarantee; business payment services; and international services, such as Euro accounts, foreign currency accounts, currency loans, automated dealing services, forward exchange contracts, and letters of credit. In addition, the bank offers various insurance products, including home insurance, car insurance, travel insurance, and pet insurance, as well as business loan repayment insurance, commercial overdraft repayment insurance, and essential business insurance. Further Lloyds TSB offers private banking services, including financial planning, investing services, tax services, and family wealth transfer services. Additionally, it offers Internet banking services for individual and business customers. The bank also operates branches in Belgium, Dubai, Ecuador, France, Germany, Gibraltar, Hong Kong, Japan, Luxembourg, Malaysia, Monaco, Netherlands, Paraguay, Singapore, Spain, Switzerland, Uruguay, and the United States, and a representative office in China. The company is based in London, the United Kingdom. Lloyds TSB Bank plc is a subsidiary of Lloyds TSB Group plc.