The Insurance Corporation of British Columbia (ICBC) is a provincial Crown corporation established in 1973 to provide universal auto insurance to BC motorists. In addition, we are responsible for driver licensing, vehicle registration and licensing.

We’re here for customers . All motorists in BC are required to buy a basic package of ICBC Autoplan insurance that provides coverage for third party liability protection, accident benefits, underinsured motorist protection, hit-and-run and uninsured motorists protection and inverse liability.

Beyond the basics. In addition to providing this basic insurance, the Corporation competes with other automobile insurance companies by offering extended third party liability and other optional insurance coverage such as collision and comprehensive coverage.

Open and fair rate setting. In setting premiums, ICBC does not discriminate on the basis of age, sex or marital status and discounts are provided based on the number of years that a driver has been claims free. We collect insurance premiums from more than 2.6 million motorists and invest these premiums to provide insurance benefits for customers and victims of crashes.

Helping make the roads safer. We work with communities and stakeholder groups to help them take responsibility for their road safety challenges. We also invest in loss-prevention initiatives and programs to reduce crashes, injuries and deaths. Everyone benefits when the roads are safer.